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#37023 - 04/11/09 03:08 PM Re: Aero 8 Insurance? [Re: garyharman]
Selcouth Offline
L - Learner Plates On

Registered: 05/05/07
Posts: 120
Loc: Essex
Ouch, that was painful! Loads of companies wouldn't quote me because I'm under 30/35. Interesting the number of quotes where the excess was higher than the actual policy too!

@olleyjp: No idea how you managed to get that quote. They couldn't get even get close for me and I'm a lot older! I guess a lot of people in my postcode must crash Morgans on a regular basis wink

Looking forward to picking the car up on Saturday - it's a 250 mile drive back home so I'm praying for good weather!!

Thanks for everyone's advice and help smile

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#37024 - 04/11/09 03:09 PM Re: Aero 8 Insurance? [Re: Selcouth]
Trent Offline
Talk Morgan Regular

Registered: 29/09/06
Posts: 802
Loc: Northants
Who ended up being most competitive?

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#37032 - 04/11/09 04:00 PM Re: Aero 8 Insurance? [Re: Trent]
Selcouth Offline
L - Learner Plates On

Registered: 05/05/07
Posts: 120
Loc: Essex
Originally Posted By: Trent
Who ended up being most competitive?


Aviva. I've still got a horrific excess though (nearly the amount of the policy). All the brokers were pointing at Aviva so I called them direct and their direct price was about half the price of the brokers.

Still, it's cheaper than my Lotus was so I'm a relatively happy bunny smile


Edited by Selcouth (04/11/09 04:01 PM)

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#37034 - 04/11/09 04:33 PM Re: Aero 8 Insurance? [Re: Selcouth]
Simon Offline

Talk Morgan Sage

Registered: 05/08/06
Posts: 6299
Loc: England
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?

There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles.

Needless to say, they didn't get my business.
_________________________

For Sale - Morgan Plus 4 SuperSports

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#37037 - 04/11/09 05:07 PM Re: Aero 8 Insurance? [Re: Simon]
Selcouth Offline
L - Learner Plates On

Registered: 05/05/07
Posts: 120
Loc: Essex
Originally Posted By: Simon
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?

There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles.


Yes. Can't remember the exact premium but I think it was on a par with most companies: circa £1,500.

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#37043 - 04/11/09 06:15 PM Re: Aero 8 Insurance? [Re: Simon]
Rbt Aero8 Offline
Learner Plates Off!

Registered: 27/02/09
Posts: 435
Loc: Great Britain
Originally Posted By: Simon
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?

There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles.

Needless to say, they didn't get my business.



Can't agree more Simon!

That was exactly my experience with Headley.

Didn't get my business either - I stayed with Chubb.

Regards,

Robert
_________________________
Rbt Aero8 thumbs

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#37052 - 05/11/09 07:49 AM Re: Aero 8 Insurance? [Re: Rbt Aero8]
mr_tony Online   content
It's not Maxes, it's mine!
Talk Morgan Expert

Registered: 02/10/06
Posts: 2081
Loc: London
Headley get mine - cheaper by some distance than anyone else for me, and the bonus is they include club trackday cover which no mainstream insurance company would..

Gott an wynne cost more for me and insited on various additional security systems and offered a worse agreed value..

My advice would be to always shop around..
_________________________
--------------
No I won't put the roof down.

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#37053 - 05/11/09 08:08 AM Re: Aero 8 Insurance? [Re: mr_tony]
Simon Offline

Talk Morgan Sage

Registered: 05/08/06
Posts: 6299
Loc: England
Originally Posted By: mr_tony
and the bonus is they include club trackday cover which no mainstream insurance company would..


Rich, this would be valuable; however, as you state "club trackdays" and it is my understanding that this means only MSCC events?

Companies such as Manning offer blanket trackday cover as standard - as long as the organiser is one of the recognised UK registered track companies - however, the there is a 10% deductible on any claim. Do you know what the deductible is if you have an incident on an MSCC day?

I believe Aeroman had an interesting experience with them; however, I'll let him recount the story if he wishes.
_________________________

For Sale - Morgan Plus 4 SuperSports

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#37056 - 05/11/09 09:46 AM Re: Aero 8 Insurance? [Re: Simon]
mr_tony Online   content
It's not Maxes, it's mine!
Talk Morgan Expert

Registered: 02/10/06
Posts: 2081
Loc: London
I'm in the market again this week, I'll put my info down.

What does puzzle me is that since I moved to specialist insurance NCB means nothing, so after 4.5 years without any NCB building up I now have no NCB if I want to move to another insurance company.
_________________________
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No I won't put the roof down.

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#37059 - 05/11/09 11:26 AM Re: Aero 8 Insurance? [Re: mr_tony]
Graham, G4FUJ Offline
Salty Sea Dog
Talk Morgan Addict

Registered: 03/07/07
Posts: 3854
Loc: Gloucestershire, UK
But usually, another company would take this into account - particularly if you have proof on paper, and will grant NCB. Did that when I bought the MX-5. Had a different car (which I'd sold) on a classic policy which didn't earn NCB, but Privilege were quite happy to accept full NCB on production of a letter from the classic insurer that no claims had been made...
Cheers,
_________________________
Graham (G4FUJ)

B3808 RTA 51R '76 4/4 Ivory 2 seater
'08 MINI Clubman Cooper D; '90 Defender 90 SW

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