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#469512 - 29/08/17 08:49 PM Re: Insurance [Re: Hamwich]
Roger-Cheshire Offline

Charter Member

Registered: 10/08/13
Posts: 5210
Loc: Cheshire
Originally Posted By Hamwich
Originally Posted By Neilda
The thing with Chubb is that they assume you're honest.... which is a good thing. When I lost a Breguet watch in the sea their response was 'where should we send the cheque?'. The fire at home was a £40k loss - all settled (rapidly) without so much as murmur from Chubb. I can't rate them highly enough. However it's only when you have a claim that you realise you get what you pay for - paying years of premiums without a claim makes them appear expensive.


Absolutely right. I use NFU for the same reason. It's all very well buying insurance on price, but if you ever need to make a claim then it's quality of service that suddenly becomes the important thing. I've only had cause to use them on a couple of occasions, and both times they paid up immediately and without question.

The cheap insurance companies are able to drive their premiums down because their claims handling policies are extremely rigorous - they do everything they can to avoid paying.

As always, you pays your money and you takes your choice.


We have used NFU for many years as we always looked at extent of cover, service and price as a total package. We had 3 cars and all our properties covered with them so they had a fair bit of money off us over the years. The last couple of years or so the prices each year climbed significantly to the extent I couldn't ignore shopping around even though we had no claims history. The cars have gone through G&W - last to go next February on renewal and the last of the properties have now gone through a broker connected to a Landlords Association of which we are members. As it's a very large members policy we have managed to not only considerably increase the cover, reduced excess etc but also halved the premiums which is saving us a lot of money.
_________________________
Roger

Mogless in Cheshire. Ex -2011 4/4 Sport

https://thecourtyardcheshire.com/

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#469633 - 30/08/17 12:16 PM Re: Insurance [Re: waikiore]
Peter J Offline
Formerly known as Aldermog
Member of the Inner Circle

Registered: 13/08/13
Posts: 10434
Loc: Salisbury, UK
Originally Posted By waikiore
Hi all
Can anyone recommend an insurer for a non resident ?
ie Car is in the UK for when I visit and I reside offshore, this seems to be a problem for some reason.


London Morgan may be able to help, they "manage" cars for non resident Morgan Owners.
_________________________
Peter,
Tarka the 'Otter Mog
2014 Plus 8



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#474091 - 25/09/17 04:38 PM Re: Insurance [Re: Nevbag]
madmax Offline
Part of the Furniture

Registered: 18/08/14
Posts: 4031
Loc: East Anglia
Just thought I'd get a quote from the NFU before renewing and they gave very good cover and figure all included instead of adding on extras so I've changed to them.
_________________________
Geneva 2016 plus 8' The Green Godess' 4 side exits .



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#477253 - 16/10/17 08:28 AM Re: Insurance [Re: Nevbag]
TimG Offline
Has a lot to Say!

Registered: 01/11/13
Posts: 1306
Loc: Aberdeenshire
I just got my renewal for my vintage Sunbeam from Peter S Taylor in Hove. They have insured it for nearly 30 years. Premium is £108 & its been around that price for 10 years or more. Gott & Wyne handle my Morgan

Tim

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#477847 - 20/10/17 09:54 AM Re: Insurance [Re: Nevbag]
Robbie Offline

Talk Morgan Expert

Registered: 08/01/07
Posts: 2518
Loc: Co Wexford, Ireland
You guys are blessed — my Plus4 over here is €580 pa!!!


Edited by Robbie (20/10/17 09:54 AM)
_________________________
Robbie
Plus4 AM Mendip Blue
09-WX-2269 -- SSL RS & 5L

"Fettlebodge"-- chief of the PaddyMogs

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#477851 - 20/10/17 10:17 AM Re: Insurance [Re: Robbie]
Peter J Offline
Formerly known as Aldermog
Member of the Inner Circle

Registered: 13/08/13
Posts: 10434
Loc: Salisbury, UK
Originally Posted By Robbie
You guys are blessed — my Plus4 over here is €580 pa!!!


That is more than I pay for my Plus 8!!!!
_________________________
Peter,
Tarka the 'Otter Mog
2014 Plus 8



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#479160 - 26/10/17 09:05 PM Re: Insurance [Re: Nevbag]
Robbie Offline

Talk Morgan Expert

Registered: 08/01/07
Posts: 2518
Loc: Co Wexford, Ireland
Thats why I have a Plus4 I think a roadster over here is around the €800 mark!!! Then there is road tax --€720 on the plus4 and a whopping €2250 on a roadster. As everyone knows this is an environmental tax -- nothing whatever to do with fleecing the motorist!!!!!!
_________________________
Robbie
Plus4 AM Mendip Blue
09-WX-2269 -- SSL RS & 5L

"Fettlebodge"-- chief of the PaddyMogs

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#482032 - 10/11/17 11:28 AM Re: Insurance [Re: Nevbag]
Nicko Offline
New to Talk Morgan

Registered: 27/02/17
Posts: 1
Loc: New Forest, UK
This might be a bit late in the day, but I found your comments on Insurers very helpful. I had a renewal coming up from Footman James for £388 which I considered OTT for my Plus 4 in sleepy New Forest. I tried Gott and Wynn and was very impressed with their Morgan knowledge - turns out Mr Wynn is a Morgan owner. I was given a quote of £196.00 including IPT, admin, legal expenses, EU travel, unlimited windscreen cover ( attractive given cost of a heated windscreen ) and agreed value. Interestingly they have removed the concept of a "hood warranty" which I have never heard of - but it means whenever you leave the Morgan unattended you must put the hood up. Obviously a bit of a faff with the Morgan - but a loophole an insurer would pounce on to get out of paying up!

Thanks to all of you who contributed and therefore helped me with my decision

Nick
Plus 4 2007 Monterey Blue - "Monty"

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#482047 - 10/11/17 02:05 PM Re: Insurance [Re: Nevbag]
NeilL Offline

Talk Morgan Sage

Registered: 16/10/12
Posts: 6496
Loc: Warks
Sadly there is no benefit any longer in staying put with an insurer.

I have "saved" over £600 this year on our three cars. AND better cover!!

The Insurance industry has IMO shot itself in both feet by creating this need to move every year.
_________________________
Neil


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#482050 - 10/11/17 02:13 PM Re: Insurance [Re: Nevbag]
Graham, G4FUJ Offline
Salty Sea Dog
Member of the Inner Circle

Registered: 03/07/07
Posts: 20757
Loc: Cheltenham, Glos. UK
I've just changed the Fusion insurance over to the '99 Z3. There is nearly 11 months to run on the policy, but with the £25 fee for changing I'm still getting £7.83 in refund (would have been in excess of £30 refunded). I have a feeling that even after renegotiating with the broker at renewal time I might have paid far too much for a small low powered Ford!
_________________________
Graham (G4FUJ)

D8921 L44FOR '93 4/4 Sunny yellow 2 seat smile
'90 LR 90 SW
'07 MINI Cooper

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