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Re: Insurance [Re: Nevbag] #482056
10/11/17 03:09 PM
10/11/17 03:09 PM
Joined: Aug 2010
Posts: 2,432
Costock, South Nottinghamshire...
Paul F Offline
Talk Morgan Expert
Paul F  Offline
Talk Morgan Expert

Joined: Aug 2010
Posts: 2,432
Costock, South Nottinghamshire...
The insurance industry only has itself to blame. Last year, Land-Rover renewal arrived from Churchill. 25% increase. Changed to Saga - at or around the “old” Churchill price. This year, the Saga renewal came with a 25% increase. Gone back to Direct Line at less than I paid Saga last year. I suspect I am now in a 3 insurer merry go round.


Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 4
Teddy - 17h1 Irish Draught cross
Re: Insurance [Re: Nevbag] #482058
10/11/17 03:11 PM
10/11/17 03:11 PM
Joined: Jul 2007
Posts: 22,493
Cheltenham, Glos. UK
Graham, G4FUJ Offline
Salty Sea Dog
Graham, G4FUJ  Offline
Salty Sea Dog
Member of the Inner Circle

Joined: Jul 2007
Posts: 22,493
Cheltenham, Glos. UK
Life is but a circle Paul grin2

But, have you received the myriad of Cruise brochures from Saga?
Sue used them for something and it seemed that once a fortnight, yet another holiday brochure, mostly cruises, fell on the doormat until I complained to them.


Graham (G4FUJ)

D8921 L44FOR '93 4/4 Giallo Fly 2 seat smile
'90 LR 90 SW
'07 MINI Cooper
Re: Insurance [Re: Nevbag] #482081
10/11/17 04:51 PM
10/11/17 04:51 PM
Joined: Aug 2013
Posts: 11,547
Salisbury, UK
Peter J Offline
Formerly known as Aldermog
Peter J  Offline
Formerly known as Aldermog
Member of the Inner Circle

Joined: Aug 2013
Posts: 11,547
Salisbury, UK
Discovered something nasty I hadn't thought through, following SWMBOs little accident with the AMG.

At renewal The Plus 8 insurance went up £120pa and the CLC by £80 pa, the AMG we expect about £150, simply because she is a named driver and has had a "fault" accident. The loading runs for 5 years.

So £1750 over 5 years, excluding any other increases.

Car Insurance is a failed market, no wonder so many are uninsured.


Peter,
Tarka the 'Otter Mog
2014 Plus 8


Re: Insurance [Re: Peter J] #482107
10/11/17 06:54 PM
10/11/17 06:54 PM
Joined: Mar 2010
Posts: 2,315
Petersfield, Hampshire, UK
Ian Wegg Offline
Talk Morgan Expert
Ian Wegg  Offline
Talk Morgan Expert

Joined: Mar 2010
Posts: 2,315
Petersfield, Hampshire, UK
Originally Posted By Peter J
Car Insurance is a failed market, no wonder so many are uninsured.

Absolutely. The same thing happened to me when my windscreen cracked a few years ago. The replacement was "free", but they clawed it all back in loaded premiums over the following 5 years.


1980 Royal Ivory 4/4 4-seater. B4771
Re: Insurance [Re: Graham, G4FUJ] #482110
10/11/17 07:01 PM
10/11/17 07:01 PM
Joined: Aug 2010
Posts: 2,432
Costock, South Nottinghamshire...
Paul F Offline
Talk Morgan Expert
Paul F  Offline
Talk Morgan Expert

Joined: Aug 2010
Posts: 2,432
Costock, South Nottinghamshire...
Originally Posted By Graham, G4FUJ

But, have you received the myriad of Cruise brochures from Saga?


Not yet - we subscribe to the Magazine (it seemed like a good idea at the time) but are not receiving a lot of mail from them.

The good news is that from May 2018 GDPR kicks in. Companies and charities will have to re-seek approval from us to communicate with us. RSPB have already done this (very well) and have probably expanded their marketing reach by taking a good approach. If (a big if) the ICO get their act together, we can expect to see some large fines in the early days as a couple of rogues get singled out and made an example of.


Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 4
Teddy - 17h1 Irish Draught cross
Re: Insurance [Re: Ian Wegg] #482143
10/11/17 10:52 PM
10/11/17 10:52 PM
Joined: Jan 2012
Posts: 14,976
Perth, WA, Australia
Richard - Aus Offline
Member of the Inner Circle
Richard - Aus  Offline
Member of the Inner Circle

Joined: Jan 2012
Posts: 14,976
Perth, WA, Australia
Originally Posted By Ian Wegg
Originally Posted By Peter J
Car Insurance is a failed market, no wonder so many are uninsured.

Absolutely. The same thing happened to me when my windscreen cracked a few years ago. The replacement was "free", but they clawed it all back in loaded premiums over the following 5 years.


Not for me. I fixed mine after it went in the Saab, sold it then moved to Australia.

Here road tax and third party insurance are combined in to one sold by the government. If you want fully comp then you buy this on top but at least all cars are tax and insured at a level price.


Richard
1976 4/4 4 Seater
Re: Insurance [Re: Graham, G4FUJ] #482980
15/11/17 10:16 AM
15/11/17 10:16 AM
Joined: Dec 2015
Posts: 366
Monmouthshire, Wales
F
Fuel.inj Offline
Learner Plates Off!
Fuel.inj  Offline
Learner Plates Off!
F

Joined: Dec 2015
Posts: 366
Monmouthshire, Wales
Originally Posted By Graham, G4FUJ
Life is but a circle Paul grin2

But, have you received the myriad of Cruise brochures from Saga?
Sue used them for something and it seemed that once a fortnight, yet another holiday brochure, mostly cruises, fell on the doormat until I complained to them.


SAGA? .........Sex And Games for the Aged!

Re: Insurance [Re: Richard - Aus] #482998
15/11/17 10:59 AM
15/11/17 10:59 AM
Joined: Aug 2013
Posts: 11,547
Salisbury, UK
Peter J Offline
Formerly known as Aldermog
Peter J  Offline
Formerly known as Aldermog
Member of the Inner Circle

Joined: Aug 2013
Posts: 11,547
Salisbury, UK
Originally Posted By Richard - Aus
[
Here road tax and third party insurance are combined in to one sold by the government. If you want fully comp then you buy this on top but at least all cars are tax and insured at a level price.


Same as Germany; the UK system is broken, no one in Government or Industry wants to fix it.


Peter,
Tarka the 'Otter Mog
2014 Plus 8


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