Click here to return to the home page.
Image of a road.
Who's Online
14 registered (Stringers Best Mate, Wirewheel, HJP, robmog88, teifistar, Stewart S, CBM, WilsonLaidlaw, IvorMog, Moggo, snmog, Bloggins, mph, Sutton's Burrow), 95 Guests and 106 Spiders online.
Key: Admin, Global Mod, Mod
Latest Photos
+8 Prototype
My favorite issue of MOG Magazine
Morgan 3 Wheeler in front of Morgan Monument
A present to myself
GDI Engine Cover
Newest Topics
DIY Front wheel alignment
by Wirewheel
19/02/18 02:24 PM
A great night out PMSL
by Jack The Lad
19/02/18 11:45 AM
Angouleme 2018
by Nickplus4
18/02/18 10:44 PM
distractions whilst driving
by howard
18/02/18 08:38 PM
Empire front suspension
by Dab of oppo
18/02/18 04:45 PM
Replacement 3 wheeler battery.
by Newmog14
18/02/18 04:23 PM
SAT NAV MOUNT
by KEVFITZ
18/02/18 04:20 PM
Newest Members
Bitsobrits, YB6, DONUT, Basil, Emerent
5875 Registered Users
Shout Box

Forum Stats
5,875 Registered Members
33 Forums
31,160 Topics
489,800 Posts

Most users ever online: 341 @ 11/02/18 10:30 PM
Today's Birthdays
Duke, SteveH
Page 6 of 6 < 1 2 3 4 5 6
Topic Options
#482056 - 10/11/17 03:09 PM Re: Insurance [Re: Nevbag]
Paul F Offline

Talk Morgan Enthusiast

Registered: 20/08/10
Posts: 1541
Loc: Costock, South Nottinghamshire...
The insurance industry only has itself to blame. Last year, Land-Rover renewal arrived from Churchill. 25% increase. Changed to Saga - at or around the “old” Churchill price. This year, the Saga renewal came with a 25% increase. Gone back to Direct Line at less than I paid Saga last year. I suspect I am now in a 3 insurer merry go round.
_________________________
Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 4
Teddy - 17h1 Irish Draught cross

Top
#482058 - 10/11/17 03:11 PM Re: Insurance [Re: Nevbag]
Graham, G4FUJ Online   content
Salty Sea Dog
Member of the Inner Circle

Registered: 03/07/07
Posts: 19421
Loc: Cheltenham, Glos. UK
Life is but a circle Paul grin2

But, have you received the myriad of Cruise brochures from Saga?
Sue used them for something and it seemed that once a fortnight, yet another holiday brochure, mostly cruises, fell on the doormat until I complained to them.
_________________________
Graham (G4FUJ)

D8921 L44FOR '93 4/4 Sunny yellow 2 seat smile
'99 Z3 1.9; '90 LR 90 SW

Top
#482081 - 10/11/17 04:51 PM Re: Insurance [Re: Nevbag]
Peter J Offline
Formerly known as Aldermog
Needs to Get Out More!

Registered: 13/08/13
Posts: 9713
Loc: Salisbury, UK
Discovered something nasty I hadn't thought through, following SWMBOs little accident with the AMG.

At renewal The Plus 8 insurance went up £120pa and the CLC by £80 pa, the AMG we expect about £150, simply because she is a named driver and has had a "fault" accident. The loading runs for 5 years.

So £1750 over 5 years, excluding any other increases.

Car Insurance is a failed market, no wonder so many are uninsured.
_________________________
Peter,
Tarka the 'Otter Mog
2014 Plus 8



Top
#482107 - 10/11/17 06:54 PM Re: Insurance [Re: Peter J]
Ian Wegg Offline

Talk Morgan Enthusiast

Registered: 05/03/10
Posts: 1880
Loc: Petersfield, Hampshire, UK
Originally Posted By Peter J
Car Insurance is a failed market, no wonder so many are uninsured.

Absolutely. The same thing happened to me when my windscreen cracked a few years ago. The replacement was "free", but they clawed it all back in loaded premiums over the following 5 years.
_________________________
1980 Royal Ivory 4/4 4-seater. B4771

Top
#482110 - 10/11/17 07:01 PM Re: Insurance [Re: Graham, G4FUJ]
Paul F Offline

Talk Morgan Enthusiast

Registered: 20/08/10
Posts: 1541
Loc: Costock, South Nottinghamshire...
Originally Posted By Graham, G4FUJ

But, have you received the myriad of Cruise brochures from Saga?


Not yet - we subscribe to the Magazine (it seemed like a good idea at the time) but are not receiving a lot of mail from them.

The good news is that from May 2018 GDPR kicks in. Companies and charities will have to re-seek approval from us to communicate with us. RSPB have already done this (very well) and have probably expanded their marketing reach by taking a good approach. If (a big if) the ICO get their act together, we can expect to see some large fines in the early days as a couple of rogues get singled out and made an example of.
_________________________
Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 4
Teddy - 17h1 Irish Draught cross

Top
#482143 - 10/11/17 10:52 PM Re: Insurance [Re: Ian Wegg]
Richard - Aus Offline

Member of the Inner Circle

Registered: 15/01/12
Posts: 14732
Loc: Perth, WA, Australia
Originally Posted By Ian Wegg
Originally Posted By Peter J
Car Insurance is a failed market, no wonder so many are uninsured.

Absolutely. The same thing happened to me when my windscreen cracked a few years ago. The replacement was "free", but they clawed it all back in loaded premiums over the following 5 years.


Not for me. I fixed mine after it went in the Saab, sold it then moved to Australia.

Here road tax and third party insurance are combined in to one sold by the government. If you want fully comp then you buy this on top but at least all cars are tax and insured at a level price.
_________________________
Richard
1976 4/4 4 Seater

Top
#482980 - 15/11/17 10:16 AM Re: Insurance [Re: Graham, G4FUJ]
Fuel.inj Offline
L - Learner Plates On

Registered: 28/12/15
Posts: 204
Loc: Monmouthshire, Wales
Originally Posted By Graham, G4FUJ
Life is but a circle Paul grin2

But, have you received the myriad of Cruise brochures from Saga?
Sue used them for something and it seemed that once a fortnight, yet another holiday brochure, mostly cruises, fell on the doormat until I complained to them.


SAGA? .........Sex And Games for the Aged!

Top
#482998 - 15/11/17 10:59 AM Re: Insurance [Re: Richard - Aus]
Peter J Offline
Formerly known as Aldermog
Needs to Get Out More!

Registered: 13/08/13
Posts: 9713
Loc: Salisbury, UK
Originally Posted By Richard - Aus
[
Here road tax and third party insurance are combined in to one sold by the government. If you want fully comp then you buy this on top but at least all cars are tax and insured at a level price.


Same as Germany; the UK system is broken, no one in Government or Industry wants to fix it.
_________________________
Peter,
Tarka the 'Otter Mog
2014 Plus 8



Top
Page 6 of 6 < 1 2 3 4 5 6

Moderator:  Aeroman, Boshly, Simon