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Re: Insurance without Tracker? [Re: afr] #555487
23/01/19 12:02 PM
23/01/19 12:02 PM
Joined: Sep 2011
Posts: 32
J
jonathan7barrow Offline
Just Getting Started
jonathan7barrow  Offline
Just Getting Started
J

Joined: Sep 2011
Posts: 32
Interesting. BMW 6 series Gran Coupe, VW beetle, Aero plus 8 (2015) and Morgan roadster (2011) all covered by LV. Both Morgans less than the BMW at about £500 plus 8 from memory £350 roadster £200. All garaged separate policies, named drivers self 49, partner 51 booked on line and no tracer requirement. Had a total loss last year on the policy before it became the beetle paid out by return. Colleague run off road in new 12 month old mini, other party left the scene LV paid out the full PCP settlement figure no questions asked. For the plus 8 Morgan Insurance and G&W were requiring a tracer and spluttering about quoting.

Re: Insurance without Tracker? [Re: afr] #555635
24/01/19 10:09 AM
24/01/19 10:09 AM
Joined: Apr 2012
Posts: 4,524
Surrey. UK
Neilda Offline
Part of the Furniture
Neilda  Offline
Part of the Furniture

Joined: Apr 2012
Posts: 4,524
Surrey. UK
Strange that LV insure some and not others. LV insure mine without a tracker and have never asked for one.


+8 4.8
Re: Insurance without Tracker? [Re: Neilda] #555651
24/01/19 11:55 AM
24/01/19 11:55 AM
Joined: Aug 2013
Posts: 11,545
Salisbury, UK
Peter J Offline
Formerly known as Aldermog
Peter J  Offline
Formerly known as Aldermog
Member of the Inner Circle

Joined: Aug 2013
Posts: 11,545
Salisbury, UK
Indeed...
We have an LV Multi Car policy, I called them directly, not through a broker.
I'll try them again when the Morgan insurance is due.


Peter,
Tarka the 'Otter Mog
2014 Plus 8


Re: Insurance without Tracker? [Re: afr] #555664
24/01/19 01:10 PM
24/01/19 01:10 PM
Joined: Mar 2009
Posts: 6,082
Hampshire
Alistair Offline
Smile, it confuses them
Alistair  Offline
Smile, it confuses them
Talk Morgan Sage

Joined: Mar 2009
Posts: 6,082
Hampshire
In many cases there are other riders on the decision.

Is it a soft soft-top (not hardtop convertible, SLK style) - not worth fitting.
Is it on the high risk register (Defenders, RS6 etc) as it is popular currently.
Is it above the house limit, varying from 60k-80k depending on company.


Just time to burn a little more petrol before dinner.
Re: Insurance without Tracker? [Re: Peter J] #555790
25/01/19 07:42 AM
25/01/19 07:42 AM
Joined: Sep 2012
Posts: 1,093
Essex
PeterG Offline
Has a lot to Say!
PeterG  Offline
Has a lot to Say!

Joined: Sep 2012
Posts: 1,093
Essex
Originally Posted By Peter J


A side comment from Tracker, they will not fit it to a Plus 8 or any open car that doesn't have a locked boot or bonnet.


They did in 2014, mines fitted with one and all works ok.

Re: Insurance without Tracker? [Re: afr] #555833
25/01/19 01:01 PM
25/01/19 01:01 PM
Joined: Mar 2009
Posts: 6,082
Hampshire
Alistair Offline
Smile, it confuses them
Alistair  Offline
Smile, it confuses them
Talk Morgan Sage

Joined: Mar 2009
Posts: 6,082
Hampshire
Not meant in a rude manner PeterG but the unit loses its value when it cannot be hidden and protected by the cars body.

If you are able to reach into the engine bay without any alarm or protection it renders the value poor and their agreement with the insurance companies useless.


Just time to burn a little more petrol before dinner.
Re: Insurance without Tracker? [Re: Alistair] #555847
25/01/19 02:11 PM
25/01/19 02:11 PM
Joined: Sep 2012
Posts: 1,093
Essex
PeterG Offline
Has a lot to Say!
PeterG  Offline
Has a lot to Say!

Joined: Sep 2012
Posts: 1,093
Essex
You can be as rude as you like Alistair wink
I totally agree with you, trackers on Morgans are a daft request by the insurance companies. The cars are hardly secure (Aero coupe etc aside), my insurers insisted on one though and as they are less than half the price per annum compared with dedicated Morgans insurers, I had one fitted.

When I say it works, I should of said that they know where my car is. Until someone rips out the unit slap

Re: Insurance without Tracker? [Re: afr] #556008
26/01/19 12:03 PM
26/01/19 12:03 PM
Joined: Sep 2015
Posts: 721
TheCustomer Offline
Talk Morgan Regular
TheCustomer  Offline
Talk Morgan Regular

Joined: Sep 2015
Posts: 721
I've a tracker, and it's not in the engine bay.

It does give me some reassurance that I'd get a call if my car moved unexpectedly.

But, yeah, on the whole there's so little risk of these cars being stolen, it's kinda academic.

Will


the *other* green Aero 8 S5
Re: Insurance without Tracker? [Re: afr] #556033
26/01/19 02:52 PM
26/01/19 02:52 PM
Joined: Aug 2013
Posts: 11,545
Salisbury, UK
Peter J Offline
Formerly known as Aldermog
Peter J  Offline
Formerly known as Aldermog
Member of the Inner Circle

Joined: Aug 2013
Posts: 11,545
Salisbury, UK
I think the only place it would fit and be both secure and invisible would be with the ABS unit under the N/S wing. An expensive installation that could only be done at the factory or at a Morgan Dealership.

I asked "why not" next to the fuel tank. They said you can't have a radio transmitter next to a fuel tank. Given the BMW system is sealed and there is no ventilation to the outside that seems illogical.

Perhaps the new Morgan will have BMW's "Connected" technology: I know where the M140 is at any time from the map in the App. I can call BMW to report the car stolen and they can send a command to the CPU that means the next time the ignition is turned off the engine cannot be started. The AMG has the same feature.


Peter,
Tarka the 'Otter Mog
2014 Plus 8


Re: Insurance without Tracker? [Re: Jack The Lad] #556360
28/01/19 02:19 PM
28/01/19 02:19 PM
Joined: Jul 2009
Posts: 39
Glasgow
A
afr Offline OP
Just Getting Started
afr  Offline OP
Just Getting Started
A

Joined: Jul 2009
Posts: 39
Glasgow
Originally Posted By Jack The Lad
Try EQUITY INSURANCE 01277 206 911. . It used to be Boncaster I have been with them since the 1980s except for a couple of years .


By way of update, the Equity tel number led to company called RH insurance... https://www.rhspecialistinsurance.co.uk

As they did not require a Tracker and the premium was reasonable, have gone with them. Thanks.

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