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Re: Insurance Help [Re: Sir Percival] #687954
10/02/21 09:08 AM
10/02/21 09:08 AM
Joined: Dec 2014
Posts: 196
P
PHZI Offline
L - Learner Plates On
PHZI  Offline
L - Learner Plates On
P

Joined: Dec 2014
Posts: 196
Headley for me. I checked out so checked the main steam insurers such as LV, Admiral etc. They didn't offer me agreed value however. I don't want to get into settlement arguments with loss adjusters!

Re: Insurance Help [Re: Sir Percival] #687968
10/02/21 09:56 AM
10/02/21 09:56 AM
Joined: Jul 2007
Posts: 19,655
Suffolk
John V6 Offline
Member of the Inner Circle
John V6  Offline
Member of the Inner Circle

Joined: Jul 2007
Posts: 19,655
Suffolk
Trust me when white van man T boned me his insurers were insisting any garage could fix my Roadster. Legal cover with Headley ensured it went to a proper Morgan dealer. I would stick with a specialist insurer.


JohnV6
2014 Brooklands Edition Roadster "Brookland's Belle" #5 of 50
Re: Insurance Help [Re: Sir Percival] #687985
10/02/21 11:03 AM
10/02/21 11:03 AM
Joined: May 2014
Posts: 3,736
Essex
Burgundymog Offline
Talk Morgan Addict
Burgundymog  Offline
Talk Morgan Addict

Joined: May 2014
Posts: 3,736
Essex
Originally Posted by Sir Percival
Just received renewal quote for my Roadster from Gott & Wynne - £650. Thought to myself I would check prices elsewhere and came up with some interesting issues. Found out that the company used by Gott & Wynne is ERS (Equity Red Star) which seems to get the worst reviews of any insurance company going! I know a lot of people on here seem to swear by them but has anybody actually had a claim and what was your experience?

I received prices of around £400 from Heritage and Abbeyfields both of whom use KGM as the insurer which seems to get very good reviews. Peter Best came up with £584 and used LV. I therefore tried LV direct who came up with a price of £250. Interestingly the only claim I have ever had to make was when I wrote off a MX5. This was insured with LV and I had no problems with the claim and the value they offered.

I am not particularly looking for the cheapest option but the most trustworthy. Your comments appreciated.

Sir P


I used to be with Admiral but after a no fault (got T-boned by a drunk) accident in the + 4 they settled despite the offenders insurance company going into liquidation but tried to increase my premium by £300 !!! To £854 for my multicar policy Morgan and Fiesta ST. Went to LV £500 for the two.


Keith
2013 narrow bodied + 4 Ruby.
Re: Insurance Help [Re: Sir Percival] #688001
10/02/21 11:27 AM
10/02/21 11:27 AM
Joined: Sep 2017
Posts: 137
Devon, UK
KennethM Offline
L - Learner Plates On
KennethM  Offline
L - Learner Plates On

Joined: Sep 2017
Posts: 137
Devon, UK
Headley for the Morgan and Classicline for the XJS - bizarre situation with both when I tried to put both cars with one insurer - Headley quoted double Classicline for the XJS, and Classicline quoted a lot more than Headley for the Morgan! so much for multi-car cover being cost effective!


Ken
2003 +8 35th Anniv. Model
1996 Jaguar XJS Celebration
Re: Insurance Help [Re: KennethM] #688006
10/02/21 11:48 AM
10/02/21 11:48 AM
Joined: Nov 2018
Posts: 3,091
Northants, UK
TBM Online content
Talk Morgan Addict
TBM  Online Content
Talk Morgan Addict

Joined: Nov 2018
Posts: 3,091
Northants, UK
Originally Posted by KennethM
Headley for the Morgan and Classicline for the XJS - bizarre situation with both when I tried to put both cars with one insurer - Headley quoted double Classicline for the XJS, and Classicline quoted a lot more than Headley for the Morgan! so much for multi-car cover being cost effective!


Footman James offered me a multicar - I assumed adding my £500 Vauhall Corsa would cost peanuts compared to my £17K Morgan, but they wanted about £300 extra (£100 more than my stand alone policy).


1972 4/4 4 seater - 3G Morganeer
Too many ratty motorbikes
Re: Insurance Help [Re: Sir Percival] #688007
10/02/21 11:50 AM
10/02/21 11:50 AM
Joined: Nov 2015
Posts: 3,540
Yorkshire
CooperMan Offline
Just barreling along
CooperMan  Offline
Just barreling along
Talk Morgan Addict

Joined: Nov 2015
Posts: 3,540
Yorkshire
Was with G & W for many years with Mogs & Minis, but noticed a trend in the last few years of a gradual upward price creep, when I flipped the Roadster for a 3.7 I used to opportunity to do a proper set of comparisons and swopped to Headley who gave all the same bells & whistles for over £100 less


Jon M
Re: Insurance Help [Re: CooperMan] #688014
10/02/21 12:17 PM
10/02/21 12:17 PM
Joined: Dec 2008
Posts: 19,319
South Yorkshire
DaveW Offline
Roadster Guru
DaveW  Offline
Roadster Guru
Member of the Inner Circle

Joined: Dec 2008
Posts: 19,319
South Yorkshire
Originally Posted by CooperMan
Was with G & W for many years with Mogs & Minis, but noticed a trend in the last few years of a gradual upward price creep, when I flipped the Roadster for a 3.7 I used to opportunity to do a proper set of comparisons and swopped to Headley who gave all the same bells & whistles for over £100 less


I recognise this situation and later this year I'll be doing the same thing.....................


DaveW
2005 Corsa Red Roadster S1
2016 Saffron Yellow (Narrow) AR Plus 4
Re: Insurance Help [Re: Sir Percival] #688017
10/02/21 12:37 PM
10/02/21 12:37 PM
Joined: May 2010
Posts: 7,877
Llanelli
sospan Offline
Talk Morgan Guru
sospan  Offline
Talk Morgan Guru

Joined: May 2010
Posts: 7,877
Llanelli
I was with G&W until about 3 years ago. I moved to Headley. G&W premiumsd were increasing and no room for reduction. Headley were quite a bit lower.


Red Plus8
Re: Insurance Help [Re: sospan] #688036
10/02/21 02:35 PM
10/02/21 02:35 PM
Joined: Apr 2012
Posts: 60
God's own county
Sir Percival Offline OP
Just Getting Started
Sir Percival  Offline OP
Just Getting Started

Joined: Apr 2012
Posts: 60
God's own county
Many thanks for all your comments, very interesting. I have since contacted Admiral who came up with £700 and Headley who came in at £430.
Prices seem to be all over the place comparing my recent quotes with what others are paying with the same companies. My old Dad used to say never trust insurance companies lad there only there to feather their own nests!

As I said I was not after the cheapest quote but the most trustworthy and on the strength of your comments think I shall go with Headley. Thank you all very much.

Sir P

Re: Insurance Help [Re: Sir Percival] #688037
10/02/21 02:35 PM
10/02/21 02:35 PM
Joined: Aug 2015
Posts: 1,024
South Yorkshire
GaB Offline
Has a lot to Say!
GaB  Offline
Has a lot to Say!

Joined: Aug 2015
Posts: 1,024
South Yorkshire
An interesting thread! Thank you all for pointing out Headley as a potential alternative.
I am currently with Gott & Wynne, but winced at the hike in premium when I moved house.
I had a repair on Archie after a car park shunt, and I found it hard work to get through the hoops for the Morgan factory to do the work.
After five years it may well be time to try another broker...


Glenn
2001 Blacktop 4/4 Corsa Red 'Archie'
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