i wasnt aware that Morgans had a history of not making it through the first year.
Not sure that they do, Kris, but that's good news ref insurance. I shall speak to G&W in August (as well as Headley who have been fine so far ...). My unlimited mileage, £200 xs premium for 2012/13 is £311 and I'm happy with that, but would of course welcome a smaller premium for 2013/14 !
Cheers
Jeremy
