I was planning to do a track day in the near future in my Morgan Roadster and was surprised that my existing insurer (Admiral) would not contemplate covering me for such an event. I went to Adrian Flux (who quoted over three hundred pounds for 24 hours insurance with a 4,000 pound excess). However they wouldn't cover any 3rd party liability at all. Didn't fancy bumping into someone's beloved classic and ending up with a bill to repair it, or even worse to repair them. Does anyone have any experience with this? Do you just take out insurance and not worry about 3rd party liability? Do you not take out insurance at all (as the 3rd party liability isn't covered anyway?). Or are there some Morgan friendly insurers out there who will cover a track day with 3rd party liability. Any thoughts or guidance from people who have done this would be gratefully received. Thanks. Ben