Discovered something nasty I hadn't thought through, following SWMBOs little accident with the AMG.
At renewal The Plus 8 insurance went up £120pa and the CLC by £80 pa, the AMG we expect about £150, simply because she is a named driver and has had a "fault" accident. The loading runs for 5 years.
So £1750 over 5 years, excluding any other increases.
Car Insurance is a failed market, no wonder so many are uninsured.