I never forgave either of them for that theft.
The only downside of final salary schemes is that they discouraged staff from leaving, which the employers liked.
Defined Contribution schemes encourage employee mobility, which may, or may no, be a bad thing.
Caroline and I have 2 small final salary pensions and 3 state pensions, UK and for me, a German one. Together we could survive on these. My SIPP is the top up and allows us to run a Morgan and not worry too much.
