Just had my quote from G&W for next year. Been with them for 5 years.

Reading through the T&C's and came across a new endorsement that has been slipped unannounced into the policy this year: E08

"Cover provided under the Sections entitled Loss or damage to your vehicle and Personal belongings of your policy, will not apply between the hours of 10.00 pm and 6.00 am where your vehicle is parked and unattended at, or within a 500 meter radius of, your home or other previously agreed address, unless your vehicle is kept in a locked garage".

I live in a very low crime area so not sure why its been added.

It's not a problem to me as its garaged but I know some TM members keep their cars outside and could be caught out by this.

Check your policies!