Some neighbours of ours worked hard all their lives, saved up carefully for their old age, retired, and then never spent anything as they 'might need it later on'. Needless to say, they popped their clogs leaving a huge pile of cash for someone else to enjoy, bless 'em..
I would be gutted if I died and had an unspent tenner in the bank.
I don't have any savings or investments bar the house. No kids, so if money gets short in retirement I'll release a bit of house equity. I'll probably retire at 65 when the house is paid off. As long as my pension pot gives me about a grand a month I reckon I'll be OK - I have simple tastes
