Gerry, I was with NFU for a good number of years for things such as dialy driver, houselhold etc but I've change this year. This was done very reluctantly but I had little choice because NFU have now started taking post codes into account when calculating car premiums and I'm in the somewhat weird situation of actually living in the middle of nowhere ( although not perhaps by Ceredigion standards!) but being caught by a post code intended for Newport, Gwent which is, so I understand, very high on thelist of scroat car crime

It's daft really becuae if I lived about two miles fiurther North I'd be in Powys and the wole thing would be different


GLLHG