Your Mexico brings back a nasty memory my mate bought a home made one as we had become rally nuts in the early 70s . He did not insure it for what it was and one January night 71 he was stonking along the old A19 came to a bit of ice and took off cleared a 4ft fence into a deep ravine with a stream . He was able to crawl out climb up the hill and if there is a God he was out on patrol that night as his next door neighbour was going past started work at midnight she was a nurse . Threw him into her car and took him straight to hospital .
I went to his place of work the next day to be told this and told to go and see his car . After looking around returned to be told go down into the wood . Very little of his car remained . While in hospital a long time I had to take his clothes in he would change in the loo go out to the pub and then return to the hospital to change back into his pyjamas . He had no claim and the insurance company quiet correctly refused to pay up.