|
|
|
|
Wales
by Joske Vermeule, September 1
|
|
|
|
|
|
|
Forums39
Topics49,883
Posts837,824
Members9,597
| |
Most Online1,063
Jun 14th, 2026
|
|
|
|
Joined: May 2014
Posts: 5,442 Likes: 133
Black Rat Charter Member
|
Black Rat Charter Member
Joined: May 2014
Posts: 5,442 Likes: 133 |
I am with Carole Nash for the Morgan, best price/cover i found at the time compared with some of the above.
I also have a 6 wheeler policy for the tin top and the 5 motorcycles.
I find their rates good and the terms (excesses etc) suit me.
I do find their communications are not the best but i can live with that at their rates. Yes I have used Carole Nash for my bike but am currently with Bennetts who are giving me the best deal (at the moment).
Keith
2013 narrow bodied + 4 Ruby.
|
|
|
|
|
Joined: Aug 2010
Posts: 5,468 Likes: 171
Charter Member
|
Charter Member
Joined: Aug 2010
Posts: 5,468 Likes: 171 |
So why could they not offer that in the first place ! Indeed - a perpetual frustration. One detail - is the cover you have for the Morgan agreed value? Paul, agreed value is for older classics, my cover is for market value and if you have been watching prices you will see that cars of our vintage are rising in price so I see no benefit in agreed value (hopefully). A lot depends on the definition of market value. Our 3 year old car is now on an agreed value policy valued at £3k more than we paid for it - which should cover a like for like replacement should the worst happen. If your insurer uses trade valuations then you could be disappointed. This is my logic for agreed value on our car. Unlimited mileage cover through Headley is reasonably priced too.
Paul
Costock, UK
Plus Four 75th - Furka Rouge - Pip
Disco 5
Teddy - 17h1 Irish Draught cross
|
|
|
|
|
Joined: Mar 2009
Posts: 11,533 Likes: 318
Smile, it confuses them Member of the Inner Circle
|
|
Smile, it confuses them Member of the Inner Circle
Joined: Mar 2009
Posts: 11,533 Likes: 318 |
I had the same with Admiral - big raise in the price at the end of year 1 for our multi-car. I was told a load of old clap-trap.
Raise in Insurance Premium Tax
General raise in premiums
I went to Churchill who proved to be terrible and I will be leaving them at the end of the year.
One thing to watch with all the big providers now is the addition of hidden charges that are being added all over the place to raise money.
Change car sir ? £50
Change job sir ? £50 and possible changes
Change registration plate on car sir ? £50
Sell car sir ? £50
Everyone loves a Morgan. Even me, unless it's broken again.
|
|
|
|
|
Joined: Nov 2013
Posts: 1,947
Talk Morgan Enthusiast
|
|
Talk Morgan Enthusiast
Joined: Nov 2013
Posts: 1,947 |
I have agreed value on my 3 year old M3W through G&W.
|
|
|
|
|
Joined: May 2014
Posts: 5,442 Likes: 133
Black Rat Charter Member
|
|
Black Rat Charter Member
Joined: May 2014
Posts: 5,442 Likes: 133 |
So why could they not offer that in the first place ! Indeed - a perpetual frustration. One detail - is the cover you have for the Morgan agreed value? Paul, agreed value is for older classics, my cover is for market value and if you have been watching prices you will see that cars of our vintage are rising in price so I see no benefit in agreed value (hopefully). A lot depends on the definition of market value. Our 3 year old car is now on an agreed value policy valued at £3k more than we paid for it - which should cover a like for like replacement should the worst happen. If your insurer uses trade valuations then you could be disappointed. This is my logic for agreed value on our car. Unlimited mileage cover through Headley is reasonably priced too. Most insurers these days make you an offer based on market price and say if you don't agree send us 3 adverts showing the a price.
Keith
2013 narrow bodied + 4 Ruby.
|
|
|
|
|
Joined: May 2010
Posts: 9,551 Likes: 134
Needs to Get Out More!
|
|
Needs to Get Out More!
Joined: May 2010
Posts: 9,551 Likes: 134 |
I cannot temember getting a renwal quote that drops. Every one is hiked up and these can be queried/negotiated in most cases. Every renewal a search for quotes is done and this can be used to negotiate.
I remember being with Swinton once. I had their renewal papers for the Focus. I went online and saw the same Swinton cover £100 less! I queried this by phone and got a £100 cashback. Stayed with them for another year but went elsewhere after that.
Renewals seem to be a "try it on" tactic in the hope that people just accept it.
I have the Plus 8 with Gott & Wynn renewal due next month. I will look at others as part of the "game".
Plus Four MY23 Furka Rouge
|
|
|
|
|
Joined: May 2017
Posts: 1,633 Likes: 62
Talk Morgan Enthusiast
|
|
Talk Morgan Enthusiast
Joined: May 2017
Posts: 1,633 Likes: 62 |
Hi all
Can anyone recommend an insurer for a non resident ?
ie Car is in the UK for when I visit and I reside offshore, this seems to be a problem for some reason.
99 plus 8 indigo
|
|
|
|
|
Joined: Jul 2007
Posts: 27,825 Likes: 753
Member of the Inner Circle
|
|
Member of the Inner Circle
Joined: Jul 2007
Posts: 27,825 Likes: 753 |
I cannot temember getting a renwal quote that drops. Every one is hiked up and these can be queried/negotiated in most cases. Every renewal a search for quotes is done and this can be used to negotiate.
I remember being with Swinton once. I had their renewal papers for the Focus. I went online and saw the same Swinton cover £100 less! I queried this by phone and got a £100 cashback. Stayed with them for another year but went elsewhere after that.
Renewals seem to be a "try it on" tactic in the hope that people just accept it.
I have the Plus 8 with Gott & Wynn renewal due next month. I will look at others as part of the "game". For years with Tesco I got the renewal then went online for a better deal. In the end though when we changed cars mid term & they put the price up as it was to be garaged not on the drive I left them. Apparently it is easier to steal a car from a locked alarmed garage! Now I am a price whore 3 times a year for each of the cars. Painful but saves dosh.
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
|
|
|
|
|
Joined: Oct 2012
Posts: 6,538
Talk Morgan Sage
|
|
Talk Morgan Sage
Joined: Oct 2012
Posts: 6,538 |
Just changed insurers for the BMW - and save £200 for a better policy.
Sadly it pays to shop around.
Neil
|
|
|
|
|
Joined: May 2014
Posts: 5,442 Likes: 133
Black Rat Charter Member
|
|
Black Rat Charter Member
Joined: May 2014
Posts: 5,442 Likes: 133 |
Hi all
Can anyone recommend an insurer for a non resident ?
ie Car is in the UK for when I visit and I reside offshore, this seems to be a problem for some reason. Can you not use the address of the storage unit as your UK address ?
Keith
2013 narrow bodied + 4 Ruby.
|
|
|
|
|
