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Sold
by simon8201 - 09/09/26 01:46 PM
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Wales
by Joske Vermeule, September 1
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Forums39
Topics49,896
Posts837,993
Members9,635
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Most Online1,063
Jun 14th, 2026
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Joined: Dec 2008
Posts: 22,370 Likes: 354
Roadster Guru Member of the Inner Circle
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OP
Roadster Guru Member of the Inner Circle
Joined: Dec 2008
Posts: 22,370 Likes: 354 |
Just a heads up. MrsW uses a PO savings account just for the convenience of cash withdrawals anywhere.
We just had a letter that from March 2022, they won't accept Direct Debits into their savings accounts.
If you tend to bin updates on terms & conditions, you might miss this one.
DaveW
'05 Red Roadster S1
'16 Yellow (Not the only) Narrow AR GDI Plus 4
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Joined: May 2016
Posts: 194 Likes: 5
L - Learner Plates On
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L - Learner Plates On
Joined: May 2016
Posts: 194 Likes: 5 |
Thanks Dave, while we are on the subject of T&C's are you aware that if you have premium bonds, when you fall off the perch the bonds go with you. They do not go to your spouse or children, so if you feel a bit rough cash them on the quick, or risk losing them. 
Why is there only one monopolies commission??
Rob B.
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Joined: Mar 2017
Posts: 2,274 Likes: 41
Talk Morgan Expert
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Talk Morgan Expert
Joined: Mar 2017
Posts: 2,274 Likes: 41 |
Thanks Dave, while we are on the subject of T&C's are you aware that if you have premium bonds, when you fall off the perch the bonds go with you. They do not go to your spouse or children, so if you feel a bit rough cash them on the quick, or risk losing them. Good advice, I didn’t know that
Craig Jezz
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Joined: Sep 2014
Posts: 98 Likes: 1
Just Getting Started
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Just Getting Started
Joined: Sep 2014
Posts: 98 Likes: 1 |
Hi had myself worried for a while.checked with bond site and if you die monies to go next of kin.phew.
Ha way the lads.Richard
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Joined: Sep 2008
Posts: 516 Likes: 1
Talk Morgan Regular
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Talk Morgan Regular
Joined: Sep 2008
Posts: 516 Likes: 1 |
Thanks Dave, while we are on the subject of T&C's are you aware that if you have premium bonds, when you fall off the perch the bonds go with you. They do not go to your spouse or children, so if you feel a bit rough cash them on the quick, or risk losing them. Don't think that's true, but probate may be required if the value is over £5000 https://www.nsandi.com/help/manage-money-for-others/customers-who-have-died
Last edited by Malcolm T; 16/10/21 01:08 PM.
Malcolm T
1966 +4
1957 TR3
1963 TR4
1983 LR 110
1985 Robin Hood 2.0l
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Joined: Dec 2009
Posts: 37,478 Likes: 988
Tricky Dicky Member of the Inner Circle
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Tricky Dicky Member of the Inner Circle
Joined: Dec 2009
Posts: 37,478 Likes: 988 |
Hi had myself worried for a while.checked with bond site and if you die monies to go next of kin.phew. Yes we recently got the face value returned to us upon request after the MIL passed away a couple of years ago. I was impressed with their online service as they let my wife adopt two very good income bonds (a heady old 2.55%  ) that I had arranged for the MIL a while back and still had a couple of years run time, it was a seamless operation.
2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev
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Joined: Jun 2019
Posts: 1,236 Likes: 40
Has a lot to Say!
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Has a lot to Say!
Joined: Jun 2019
Posts: 1,236 Likes: 40 |
Yes, you can get them out but I don't think you can transfer them. My mum had an old style premium bond certificate she inherited from her mother, she never cashed it in because it was fairly low value. However, when mum died I managed to get the money back. My worry was it might be a winner at some point and I would not get the winnings! I needn't have worried because after the holder dies they're removed from the draw but they don't give you the money back unless you ask.
Gordon Duguid
2014 Duratec engine plus 4, Montreal blue.
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Joined: Mar 2017
Posts: 2,274 Likes: 41
Talk Morgan Expert
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Talk Morgan Expert
Joined: Mar 2017
Posts: 2,274 Likes: 41 |
Thanks Dave, while we are on the subject of T&C's are you aware that if you have premium bonds, when you fall off the perch the bonds go with you. They do not go to your spouse or children, so if you feel a bit rough cash them on the quick, or risk losing them. Good advice, I didn’t know that I believe the bonds are not transferable, but your spouse can cash them in by filling out a claim form.
Craig Jezz
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Joined: Sep 2017
Posts: 218 Likes: 5
L - Learner Plates On
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L - Learner Plates On
Joined: Sep 2017
Posts: 218 Likes: 5 |
Recently gone through this as a result of family bereavements, the premium bonds cannot be transferred, but the estate executors should cash them in, distribute the proceeds after any probate requirements, and the beneficiaries can then buy new premium bonds if they wish.
Ken
Current
2003 +8 35th Anniv. Model
2014 Porsche Boxster GTS
Previous
1996 Jaguar XJS Celebration
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