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Jun 14th, 2026
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Joined: Oct 2008
Posts: 2,125 Likes: 37
Talk Morgan Expert
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OP
Talk Morgan Expert
Joined: Oct 2008
Posts: 2,125 Likes: 37 |
I had my insurance renewal quote for our tin-top over the weekend and was astonished to see the premium had risen by nearly £100 since last year - an increase of over 30%. A phone call to the insurers (Churchill) this morning saved me £117 as they miraculously managed to reduce the premium to less than last year.
Go figure!
Regards
Alan
AP08 MOG
2016 Plus 4 GDi - Mazda Soul Red Metallic
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Joined: Jul 2007
Posts: 28,914 Likes: 354
Salty Sea Dog Member of the Inner Circle
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Salty Sea Dog Member of the Inner Circle
Joined: Jul 2007
Posts: 28,914 Likes: 354 |
They rely on people just accepting the renewal quote and not bothering to query it or search elsewhere.
Last edited by Graham, G4FUJ; 27/07/26 12:23 PM.
Graham (G4FUJ)
Sold L44FOR 4/4 Giallo Fly
'11 MINI Countryman Cooper D All4
'90 LR 90 SW
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Joined: Jul 2007
Posts: 27,853 Likes: 767
Member of the Inner Circle
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Member of the Inner Circle
Joined: Jul 2007
Posts: 27,853 Likes: 767 |
Pain as it is I always challenge them.
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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1 member likes this:
Graham, G4FUJ |
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Joined: May 2014
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Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,442 Likes: 133 |
Churchill tried that with my wife's ins a couple of weeks agoI just went somewhere else, the Meerkats always get me a good deal.
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Aug 2019
Posts: 793 Likes: 144
Talk Morgan Regular
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Talk Morgan Regular
Joined: Aug 2019
Posts: 793 Likes: 144 |
Always pays to shop around.
I have an annual telephone joust with Green Flag over breakdown cover. They invariably back down from their ‘let’s give it a try’ quote.
Chris
2015 Plus 4 Silverlake Blue
(2014 3.7 Roadster Crystal Blue)
(2012 4/4 Sport Black)
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Joined: Oct 2008
Posts: 2,125 Likes: 37
Talk Morgan Expert
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OP
Talk Morgan Expert
Joined: Oct 2008
Posts: 2,125 Likes: 37 |
Always pays to shop around.
I have an annual telephone joust with Green Flag over breakdown cover. They invariably back down from their ‘let’s give it a try’ quote. My Green Flag quote in June this year, covering both the tin-top and Morgan, was £48.17. I didn't argue with that one!
Regards
Alan
AP08 MOG
2016 Plus 4 GDi - Mazda Soul Red Metallic
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Joined: Oct 2008
Posts: 2,125 Likes: 37
Talk Morgan Expert
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OP
Talk Morgan Expert
Joined: Oct 2008
Posts: 2,125 Likes: 37 |
Churchill tried that with my wife's ins a couple of weeks agoI just went somewhere else, the Meerkats always get me a good deal. I like a good haggle 
Regards
Alan
AP08 MOG
2016 Plus 4 GDi - Mazda Soul Red Metallic
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Joined: Feb 2016
Posts: 8,705 Likes: 416
Needs to Get Out More!
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Needs to Get Out More!
Joined: Feb 2016
Posts: 8,705 Likes: 416 |
Just had my G & W renewal quote for Morton. Admittedly to my surprise its dropped over £90 without reducing agreed value which lasts three years anyway. I recall a drop last year as well.
Richard
2018 Roadster 3.7
1966 Land Rover S2a 88
2024 Royal Enfield Guerrilla 450
1945 Guzzi Airone
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Joined: May 2014
Posts: 5,442 Likes: 133
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,442 Likes: 133 |
Churchill tried that with my wife's ins a couple of weeks agoI just went somewhere else, the Meerkats always get me a good deal. I like a good haggle The interesting thing is I renewed with Darwin which is a subsidiary of Churchill and the quote was less than Churchills last year premium !
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Jul 2007
Posts: 27,853 Likes: 767
Member of the Inner Circle
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Member of the Inner Circle
Joined: Jul 2007
Posts: 27,853 Likes: 767 |
I have just gone through the annual Mog reinsurance game.
Admiral stuffed nearly 25% on the renewal because I guess this was year 3.
The opera singer & the cats showed that Allianz Gold cost less than my 2025 spend.
But the online only web interface whilst trying to get the right NCD soon put me off .
I have / had 4 years NCD but Allianz showed 2. They wouldn't alter the policy, rather I had to cancel it & get a new offer with 4 years not 2 NCD. I tried that & for a better NCD record they want £50 more!
So I cancelled Allianz after finding a better cover for 5% less.
I am now back with Gott & Wynne. If you own a CX you should know they have reduced prices significantly since I left them in 2024.
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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