I pay less that £200.00 , agreed value , retained salvage , non-competetive rallies , 3000 miles per year ( 4/4 1905cc ) the car is covered fully comp 1st April to 30 Sept . Fire and theft the other 6 months and a cheque sent for the discount discount from the £200.00 in spring . Boncaster they dont advertise in Misellany anymore .