I have seen several collegues who planned their retirement and very sadly didn't make it. My opinion is, if you can afford it, retire as early as you can and make the most of it. From experience, as you get older, the body plays up, things become more difficult to do and if you are very unlucky, health concerns limits ones options.
Life is short, its not a rehearsal, make the most of it.
There is a an increasing list of friends, colleagues and a cousin who have either ended up with disabling illnesses or have been boxed and ready to go.
Once I divorced my now ex and got accommodation sorted was / is determined to make the most of my gains from corporate servitude. Mog back with me May / June time, currently negotiating on a 34 ft yacht..... planning a trip to Tuscany in September in the mog, sail around UK next year more ideas in the pipeline. Thinking about getting a dog but....I wish I had taken the package earlier but now on track for a few years of FUN before I start dribbling out the side of my mouth and by then I will not care....
We all only have so many heart beats allocated....so when you can go for it
Pete
