You buy a Morgan with your heart, not your head. It's apparent that Howard is a head buyer, hence the analysis, and rationalisation. I'm not sure that I've come across anyone with a Morgan who bought one this way. All have made an emotional purchase and few seem to have considered much else.
When I bought my first Morgan, nothing else was considered!
Absolutely. To the point that it doesn't matter if there isn't enough money in the bank next week as long there was enough to buy your Morgan today!