Yes. There are a few of us that know just what you are talking about.
Take that holiday, buy that thing you have always wanted, enjoy life. You never know what is just around the corner so live life today.
That's the positive uptake for me.
My outlook has changed. I am not gung ho ...but am aware of advancing years and the need to do things whilst I can and am able to fully enjoy them.
I am very fit and well and plan to stay that way for a long time. But as Peter has said we none of us know what's round that corner for ourselves or our loved ones.
So my over cautious side is giving way to being more free thinking ( within my financial means!). I am striving to avoid the " I wish I had done that " syndrome.