I agree, Dave.
My mum was scammed a few years ago & it terrified her, and Mrs SBM was cloned when she was daft enough to give her card to a foreign hotel receptionist in London, in order to 'photocopy' it in the adjoining room.
This last one we made some enquiries over and got the receptionists name, did some super sleuthing and rang the Police, who in turn didn't want to know. It's Police policy apparently, to simply hand everything over to the card issuer despite the obvious clear up rate.
No loss of money for us, but lots of faff & stress.