Paul F, I am impressed how you inserted photographs into your post about the panniers. I have tried and failed to insert photographs, despite checking the "help" forum. Could you tell me how you did it? Many thanks.
Load them onto Photobucket or similar (I use a free account just for sharing on TM and similar). Then use the button 4th from left in the posting menu (looks like a palette) to insert the link to the photo (which Photobucket gives you when you view the picture). Just be careful to ensure that the http//: string is only there once.