Truth to tell, most don't buy a car to keep up with anyone. They need reliable transport and a few years of known expenditure. Those with young children to transport and get to work on time, every time choose the easy option as the chances are they will be in a better financial position at the end of any deal.
I wish these deals would have been around when my kids were young. We had years of doubling up with the kids at stupid hours because we both needed transport, and the 'second' form meant I was on two wheels throughout the freezing season or underneath old bangers every day off just keeping them running.
I've just got rid of my old lovebus which we kept for nine years meaning the value was pretty much nowt. The choice is either plonk some lump cash on a new job, which loses money hand over fist, or put that towards the Morgan (which HOPEFULLY doesn't..) and blag a newer car on a finance deal.
Hopefully, the big turbo nutter petrol six in Von Ryans Express won't shed pounds like the equivalent oil burner model..
Bottom line is, if it's looking dodgy ahead just drive in, give 'em the keys and walk away. It still costs, but so does depreciation on pretty much anything.
What's perhaps more concerning is the speed at which a change in guvmint policy is mentioned and values to plummet. 'Someone' still makes in all of this, and despite the bleating the car trade usually win.