Friday , eldest turns 18. Passed his test last year, his Peogeot 106 , 995cc costs us £1400 to ensure with black box. Ouch. He is going to work for us this summer and needs to drive farmers fields to test for lime and fertiliser so 106 Won’t cut it. Ring our insurer NFU. Ask for quote for him on pick up and discovery commercial as named driver. Quoted me approx 2k extra per truck ! I then let fly at them and asked how come my farming mates kids can drive the farm trucks and vans, as they are not paying this extortionate amount. Was then told to ask for quote on any driver. So I did. Mitsubishi 180 up pick up and Discovery commercial 3.0 V6 250bhp was an extra £66 per year on top of my premium. Peanuts ! I asked him to repeat and it was right. Policy went up 66 quid, any driver with full licence, 18 year old and over, social domestic and pleasure, class A business use and off road cover on farms. Excess gone up to £550. Protected no claims 7.50. It makes little or no sense. Then asked do you want to quote on his 106 to which they said No Chance. Anyway took the cover, paperwork arrived today. Insurance companies ! I don’t get them.
His car now in yard and he has nicked my truck to camping in tonight!
