I had a quote from Heritage insurance last week for my Morgan On a multi car policy.
After waiting about 10 days no paper work arrived .I rang them and found that it is all done by email no hard copy.Not something we do now !!
So they then sent an email 40 pages .
I found one or two errors so it was re sent amended.
Looking at the terms as best I could ,in the windscreen section I noted that Specialist cars had a windscreen restriction of £500 including VAT.less £90 excess.
Morgan is classed as a specialist car so insufficient cover for the heated screen versions. So check if you are insured with them.
There seemed to be a complete lack of any one out of the 4 people I spoke to that had any experience with Morgan cars despite their constant advertising in the Morgan publications .
The Quote was very good and competitive but rather uncomfortable that they forgot to say they needed photos for the agreed value .