I read a piece the other day about a guy that had a prang up on the west coast of Scotland somewhere. He was following a bus, didn't leave space when it stopped, and it backed up to let someone through and squashed him into the rockery. No injuries, just lots of Grrrr etc.
His insurance wouldn't collect his car from the scene as it was specified in the small print that he was in an excluded zone for the policy..
He had to pay to get it back to reality where they collected it for repairs, and get the costs back from the bus company.
It seems that buying a cheap policy from the Meerkats or the fat bloke etc they shave the costs down to the bone to get your money..
