Interesting. BMW 6 series Gran Coupe, VW beetle, Aero plus 8 (2015) and Morgan roadster (2011) all covered by LV. Both Morgans less than the BMW at about £500 plus 8 from memory £350 roadster £200. All garaged separate policies, named drivers self 49, partner 51 booked on line and no tracer requirement. Had a total loss last year on the policy before it became the beetle paid out by return. Colleague run off road in new 12 month old mini, other party left the scene LV paid out the full PCP settlement figure no questions asked. For the plus 8 Morgan Insurance and G&W were requiring a tracer and spluttering about quoting.