We got shafted by HM Government on retirement age. My wife stopped at 60, being a nurse was just to physical. We both retire at 66 despite the contract we had with HM Gov. That means we loose out on 6 years at £8k plus another £2k for me as I was contracted out at one stage. The pension provider therefore cuts my pension that I can take at 62 by £2k for the year 65 to 66 on the basis HM Gov should pay the higher state pension.
No doubt future governments will twist / change all the rules.
But yes we are in a good place.
We were lucky in some of our pensions, not so lucky in others - and then with the state pension rule changes. I decided not to look at any of that and just consider what I ended up with - which is plenty enough for my needs and a few of my wants.
