Guys, just a heads-up, not all insurance policies or insurance companies are the same, so don't just follow PR, Spin or Price.
I work with insurers on a daily basis and some of the big names I work with use unbelievably poor practices.
I took the time to read the insurance policies and the T&C's very carefully - when I purchased my Roadster. Both Gott and Wynn and Headley are first class and either will cover Morgan's to a good level.
Many "specialist" classic car insurers are no more than the big boys dressing themselves with different names....to make them sound classic friendly.
By the way the same applies to your "modern tin-top" - there are some truly dreadful goings on..... tread carefully!
