I asked on facebook, but will run this by here too: If my options for insurance are State Farm (as motorcycle insurance) or Grundy (as classical car), which is better? About the same cost: State Farm would only insure "assessed valued" and Grundy for set value. State Farm I call and speak to an agent (human voice), Grundy I call and get an answering machine. Grundy is "pleasure drives allowed to and from events. clubs, shows" but no "errands or drives to work, etc." Any advice? I am hearing that Grundy is trustworthy and probably better,but the restrictions on use scare me.