One thing to look out for is whether the insurance is valid if you leave the soft top down, I had a good quote, not the lowest but the small print specifically excluded any claims if the top was down. Tonneau in place of soft top? No sir.
Went elsewhere
Had to laugh at this as the same thing happened to a chap over here, he had his +8 insured through a standard Insurance Company (Progressive). When it was stolen and damaged they would not pay out as they didn't know and he hadn't declared it was a soft top, cost him a fortune but the premium was cheaper.
