My boat owning reality has changed a bit lately-
It’s in Croatia and since the VAT was paid there when the UK was part of the EU, I can’t now bring it to the UK without paying VAT for the second time or clearing out of UK waters every 18months.
Due to COVID we haven’t seen it since September 2019 but the bills keep rolling in.
I’m going out there on the 8th July to get it lifted out and bottom painted along with changing anodes etc etc. This involves buying insurance that covers for travel against FO advice, going into quarantine when I return and booking a PCR test before coming back and for days 2 and 8 of quarantine and if I want to come out of quarantine after 6 days I have to book a release test for another £150 and I still have to take last the test on day 8… go figure.
Then there’ll be the inevitable spontaneous breakages and malfunctions that need sorting and paying for along with fuel, tourist tax, mooring fees, etc. etc.
To top it all my Brooklands M3W is out of action with a cracked exhaust

Toys?