I always reckoned it was cheaper easier and a better job if I went to work and used the money to pay someone who knew what they were doing.
I guess much depends upon how much one can earn in paid employment, relative to the capabilities one might care to adopt to further ones ambitions/priorities which might other wise be outside ones expected financial capabilities.. Of course for many it can be the related to the many challenges relating to DIY and not necessarily mere economics. Though in my case economics was the prime mover when young, I am not much up for DIY these days, and paying someone to perform a lesser quality task than I might manage myself would rankle somewhat .... Each to their own.
