Definately no offence ment, but....
The only recommendation I have interest in when it comes to insurance, might be numerous contributions on how well treated or otherwise one was when claiming against the policy and services provided.. Not how inexpensive it might be or the number of years one has been with any company..
I can well remember an article whereby it seemed a Morgan owner , put a great deal of time and effort into fighting to keep his Morgan which was to be written off by the insurance company, a company which was brokered by a "recommended" agent used by many other Morgan owners...and where the broker seemed not to act in the best interests of the insured in question... From a dull memory the Morgan ownerultimately saved his car from being written off..
Yeah it seems we may be none too good at reading the small print until we are forced to, and only then do we tend to find some measure of dissappointment..?