You're complaining about £400 a year for insurance? Lucky you're in the UK and not the USA. Our two daily drivers are a bit over $1,000 a year together and the Morgan is $500 for limited use as an antique. And, we get a "good driver" and multi-car discount on the daily drivers...
Yes but the cost of living in the USA is cheaper generally, what is the cost of an average detached house where you live ?
