I just saw this.
My daughter who lives in South Africa but visits at least once a year and has EU clients put me on to Wise. I used the debit card on our recent trip; France,Ireland, North Ireland, Scotland, England, France, Switzerland, Germany, Switzerland, and back to Italy.

It is a multi currency account and I currently have AUD, EUR, GBP, and CHF. They offer market exchange rates and low fees. They also cater for large amounts, if required, and forward exchange rates can be set up.

I took it up because I needed a multi currency card following the Brexit cancellation of my Weswap account because they did not have an EU licence for banking operations.

Wise works well for me and transfers and exchange are incredibly fast. The transfer to another Wise account seems instantaneous.


Peter

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