Had the same inflationary problem with Admiral so ran a quote comparison and they were still competitive. Insure on price not quality these days because not had a claim for 20+ years so saved thousands without the bells and whistles.
Thought I had read somewhere that insurers don’t recommend securing the cars because if a scroat wants to get in for a rummage he would just slit the roof material causing £££’s.
If nothing is left in the car of value, no damage caused - might be a mog myth.
Don’t think they get nicked - too specialist - has anybody heard of a stolen Morgan?