Originally Posted by Ian Wegg
Originally Posted by +8Rich
Well it definitely did Nick, I still have the letter I'll dig it out. Quote - COPE agreement "This will be paid as part of your workplace or personal pension schemes. It will be paid by your workplace or personal pension schemes, in addition to your State Pension as above".

Yes, same here. I don't get the full state pension due to being contracted out into private schemes for part of my working life. An irritating little fact that I wasn't aware of until the time came.

I am using part of that to buy NI contributions for my wife so that she will get a full pension when the time comes.
Yes Ian I was surprised about the reduction in my State pension, I first became aware of it when I wrote off to DWP for an estimate of my pension so all a bit stealthy as far as I'm concerned.

Buying back your wife's contributions is a good move I agree.

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