Some insurers insist on night time locked garage storage for classics
I think my hope is that to an insurer, a new Plus Four is a "normal car" not a "classic". I seem to be able to add it to my Admiral multicar policy for a similar price to our other cars...
My advice is not to treat it as a "fine weather car" but use it.
Yes, that seems to be a consensus view -- perhaps in Winter our plan would be to get it on the road at least every 2-3 weeks just to keep it running smoothly, and keep it covered with a battery conditioner in between. We do have dryer cars available for bad weather motoring though :-)
Non-garaged over night seems to be governed by replacement price of the vehicle and location of driveway parking; however, even with challenging situations (higher value than the insurer would like or a location they deem to be poor), the addition of security can help mitigate this. For instance, a gate on the driveway of the property, cloud based security cameras pointed at the driveway and a simple pull up bollard, that makes the car immovable unless the bollard is removed, all help. The other addition they may ask for would be a CAT6 tracking device (active tracking rather than passive). Lastly, and thankfully, Morgans tend to be low on the theft sale and therefore, most insurance companies view them as less of a target than either a similar or lesser value vehicle.
Sospan's winter advice would be mine - some of my favourite driving has been in the winter and my general attitude is unless they have salted the roads, why not use it (driven not hidden!). With this in mind, the storm cover and charger option is a good one and if you have space, another option is a temporary garage (there are threads on here discussing the various options).
As for cream leather, again, it has been covered and my advice, as someone who has had a few of them would be: expect them to be work, especially if you favour jeans and or navy trousers. It isn't so much as they mark as they pick up colour from clothing dye. Soleng is right, they can be kept looking good but it takes time and on a regular basis - the longer you leave it between cleaning sessions, the harder it is to bring it back. However, there are some great products on the market and I (and I am sure others!) can recommend them if you go that route.
