Yes, as I had suspected and suggested, the final balloon payment is £51k+
In the current market, the dealer then has a 3 year old car to sell on and he’s unlikely to see a profit at all, so maybe thats why deals now have much higher monthly payments to pay more off the full price before its handed back.
I have never had anything to do with PCPs but I guess if you dont want to pay the balloon, you hand the car back and wave goodbye to the initial 17k+ deposit and the monthly payments; so it’s cost about 27k for 3 years ownership. (Think thats why I have never had anything to do with PCP but each to their own, as they say)
