Chaps,
I bought my first Morgan five years ago, I am lucky - I think, in that I work local to my home and can drive my Morgan every day! So no need for another car- great.
When I arranged the insurance for the car, I took advantage of one of the classic car schemes.
Recently, as part of the renewal procedure, I acquired a few alternative quotes. I was surprised to learn that my previous 60% NCD had lapsed.
This is a factor that had escaped me but is usual practice with insurance companies, as no NCD is required for classic cover, non is accrued or retained.
If I ever wish to own another car, I will start insurance from scratch, I may of course be lucky enough to benefit from an 'introductory discount' but cannot rely upon it.
Better just keep driving the Mog, it is not a hardship, and I think the daily use means the car runs better!
All the best
Tony
