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Jun 14th, 2026
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Joined: Sep 2012
Posts: 407
Learner Plates Off!
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OP
Learner Plates Off!
Joined: Sep 2012
Posts: 407 |
I was recommended an insurance broker by my dealership. I called them today. Sad to say that I felt quite rudely spoken to.
I called the chap, and we went through the usual details. However, at the end, he asked my why I picked such a powerful car. This may have been a standard insurance question, as the man at another broker asked the same.
However, the man at the initial broker was, I felt, very rude when he said, "people your age shouldn't be driving a car like that, what do you want to do that for?". I'm 30, not 15.
I found it quite disgusting actually.
Is this standard, or is he a massive idiot?
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Joined: Dec 2009
Posts: 37,418 Likes: 978
Tricky Dicky Member of the Inner Circle
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Tricky Dicky Member of the Inner Circle
Joined: Dec 2009
Posts: 37,418 Likes: 978 |
What an idiot, how on earth has he still got a business.
Have you tried Headley I've been with them for 8years for Morgans and they seem fair.
Good Luck.
2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev
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Joined: Sep 2012
Posts: 407
Learner Plates Off!
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OP
Learner Plates Off!
Joined: Sep 2012
Posts: 407 |
Yes, thanks. The lady at Headley was the most pleasant of all the people I spoke to and was very efficient.
This guy was called Gavin. Not sure if I should mention his business, in case he reads it and tries to sue me. From the above, he does seem petty enough possibly to do that!
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Joined: Jul 2011
Posts: 1,948
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Jul 2011
Posts: 1,948 |
he asked my why I picked such a powerful car. Understanding motivation is a standard question when insuring a high performance vehicle. An underwriter will assess the risk of a highly specialist car like an Aero Supersports differently if the driver has owned and driven Porsches, Ferraris etc. You might like to know it also works in reverse - I was quoted less than £800pa on a Scuderia when a new broker learned I ran a 'Max. Not sure why the first broker had an issue with your age though
Stuart
"There's no skill substitute like cubic inches."
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Joined: Sep 2012
Posts: 407
Learner Plates Off!
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OP
Learner Plates Off!
Joined: Sep 2012
Posts: 407 |
I guess I didn't answer that question very well then. The question asked, initially, was "why did you choose this car?". I just answered it as if I was justifying picking it over another performance car. What I should have done then, was say that I like the sound and I want to go to shows etc.
I didn't have a problem with the initial question, it was more the suggestion/implication that someone my age shouldn't have such a car, which came after said question.
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Joined: May 2009
Posts: 1,558 Likes: 5
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: May 2009
Posts: 1,558 Likes: 5 |
I got Lotus cover with Henderson Taylor, might be worth a call.
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Joined: Apr 2012
Posts: 5,013 Likes: 32
Charter Member
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Charter Member
Joined: Apr 2012
Posts: 5,013 Likes: 32 |
I was recommended an insurance broker by my dealership. I called them today. Sad to say that I felt quite rudely spoken to.
I called the chap, and we went through the usual details. However, at the end, he asked my why I picked such a powerful car. This may have been a standard insurance question, as the man at another broker asked the same.
However, the man at the initial broker was, I felt, very rude when he said, "people your age shouldn't be driving a car like that, what do you want to do that for?". I'm 30, not 15.
I found it quite disgusting actually.
Is this standard, or is he a massive idiot? He's a massive idiot. I had a Murcielago (quite powerful) and was not asked such a stupid question. Same with a Ford GT.... I use Headley for my Roadster and they're very good, decent quote too.
+8 4.8
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Joined: Sep 2010
Posts: 2,431 Likes: 17
Talk Morgan Expert
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Talk Morgan Expert
Joined: Sep 2010
Posts: 2,431 Likes: 17 |
I use Gott and Wynne, highly recommended!
I think you should name and shame! Or give us a hint?
1969 4/4
1995 plus 8
1996 Plus 4 4seater
2002 Aero S1
2013 M3W
2014 Plus 8
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Joined: Jul 2007
Posts: 28,899 Likes: 352
Salty Sea Dog Member of the Inner Circle
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Salty Sea Dog Member of the Inner Circle
Joined: Jul 2007
Posts: 28,899 Likes: 352 |
I think he did when he mentioned the person at t'other end of the phone line...  I could be adding 2+2 to get 5 though... I use G&W too, but then I only have a '76 1600 X-flow.
Graham (G4FUJ)
Sold L44FOR 4/4 Giallo Fly
'11 MINI Countryman Cooper D All4
'90 LR 90 SW
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Joined: Apr 2011
Posts: 8,015 Likes: 1
Posting Desperado Talk Morgan Guru
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Posting Desperado Talk Morgan Guru
Joined: Apr 2011
Posts: 8,015 Likes: 1 |
Could have sworn it was a free world and you can pick your own car , maybe blinded by jealousy has a lot to do with it . Give Boncaster a try . We all get an Ass hole a day to test us go and have a beer and forget him .
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