Talk Morgan Forums Morgan Sports Cars Morgan Three Wheeler & Super 3 3 wheeler insurance in the USA

I have State Farm here in California as a motorcycle. I dropped collusion and pay $340 a year for liability. Ya I know, it makes me a little nervous sometimes, but if I survive the shunt it will be just another project to restore

Is collusion insurance less expensive than collision insurance?

Just got an online quote from Grundy Worldwide for $521 year! Earlier I called and spoke to someone who denied me. He said they would consider insuring the M3W if I was to insure my other collector cars with them. The "online quoting" was good with me and a Morgan….no more is better nonsense.

Now all I need is a M3W. Working out the details. Interested in new or used. Current Exchange Rate is favorable right now, however, rate at delivery time is an unknown.

I have all my autos with AARP Hartford insurance. With full coverage for my M3W alone is $278 a year.

Grundy Insurance for my M3W which was the only carriers I could find for a motorcycle that had a steering wheel. I also have my 1971 DeTomaso Pantera and 1956 Ford F-100 blown 557CI big block with Grundy.

I have my normal cars with USAA.

Dan, I too sold off two car I wish I kept! still crying
1968 Ford Shelby GT 500 4 speed with air car - LimeGold/Tan
1969 Chevelle SS Convertible 4 speed with air - Orange/white

So you tried USAA and they said no?

Yes, I first tried USAA, progressive and All State, since it was registered as a motorcycle in Florida but having a steering wheel threw every normal car insurer for a loop since it didn't have handlebars like the other three wheelers.
(motorcycle trikes and Can Am Spyder)

so it was off to a classic car insurers who are happy to add customers to their companies. I also have an agreed cash value so if something happens to it which I couldn't with our normal car insurers.

that would seem to be a big deterrent for anyone trying to Daily Drive a M3W in the US.

What would? I can drive mine all I want on Haggerty.

I thought haggarty had limitations on how many miles you could drive in a year, but apparently I would be mistaken after a quick look at their website. Somehow I thought they didn't allow cars insured under them to be daily driven.