If you really want a nice watch buy yourself a second hand Omega Speedmaster. You won't loose much, if anything, if you decide to sell it and, in my opinion they make a better watch than the Rolex.
Curses! As a result of this thread, I am torn between buying a Rolex I didn't know I needed or topping up the pension.
I know the right answer, but I am so weak dammit.
It's very straight forward - you get the watch now and wear it and enjoy it until you retire - you flog it then with no loss and treat yourself and others to a retirement cruise if that's your thing. You have no need of a watch if you have got your retirement plans right. That's not to say other people won't wish you had one on because they do.
Of course this is all based on the fact you wear it to tell the time, there maybe other influences in your decision making of course.
As Hannes says if you are closer than 10 years to retirement this much money is insignificant in terms of a pension.
2009 4/4 Sport Henrietta 1999 Indigo Blue +8 2009 4/4 Sport Green prev 1993 Con Green +8 prev
If you really want a nice watch buy yourself a second hand Omega Speedmaster. You won't loose much, if anything, if you decide to sell it and, in my opinion they make a better watch than the Rolex.
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You know it makes sense! 
