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3 members (Brian G, Jo S, PeterVD),
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Forums34
Topics48,343
Posts813,023
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Most Online1,046
Aug 24th, 2023
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Joined: Jan 2014
Posts: 462
Learner Plates Off!
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Learner Plates Off!
Joined: Jan 2014
Posts: 462 |
My Grundy Worldwide policy
Comprehensive $368.00
Collision $305.00
Total per year $ 673.00
Replacement value $52,500.00
Deductible $0.00
Body injury and property damage liability $300k
Uninsured bodily injury $50k
Towing service $250.00 limit
JV Sclafani
Boca Raton, FL
'13 M3W Metallic Orange Pearl
128CI Steered by Empire - Riding on Ohlins
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Joined: Jul 2015
Posts: 2,539
Talk Morgan Expert
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Talk Morgan Expert
Joined: Jul 2015
Posts: 2,539 |
Because you dont live next to Detroit.
kirkusblog.com
2016 M3W John A Prestwich Special
1952 Ford 8N
1968 Honda CL175,and 2018 Ural Retro
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Joined: Oct 2015
Posts: 1,490
Has a lot to Say!
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Has a lot to Say!
Joined: Oct 2015
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The Original Ken
11,000 miles.
2014 BMW R9T
2005 Saabaru
2005 Saabaru
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Joined: Feb 2012
Posts: 1,664
Talk Morgan Enthusiast
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OP
Talk Morgan Enthusiast
Joined: Feb 2012
Posts: 1,664 |
Im paying haggerty 1600 a year for 65k coverage. But i live in the most expensive county in the most expensive state in the union
Grundy quoted me $1000 a year with $64k agreed upon value, Allstate is only $700 without an agreed upon value, an hour and a half from Detroit.
Charlie, Former Editor
Morgan Owners Group - Great Lakes
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Joined: Jan 2014
Posts: 462
Learner Plates Off!
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Learner Plates Off!
Joined: Jan 2014
Posts: 462 |
I would pay the difference for agreed price for replacement should something happen to The Carrot.
With Allstate You'll only get 3/4 of the replacement since it's missing a wheel !
JV Sclafani
Boca Raton, FL
'13 M3W Metallic Orange Pearl
128CI Steered by Empire - Riding on Ohlins
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Joined: Jan 2014
Posts: 1,075
Has a lot to Say!
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Has a lot to Say!
Joined: Jan 2014
Posts: 1,075 |
Im paying haggerty 1600 a year for 65k coverage. But i live in the most expensive county in the most expensive state in the union
I had my '40 Willys insured through Hagerty for $80k for $900/yr. It was with full coverage, wrecker and stated value full pay policy. Prices must have come up a LOT...
Dan
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Joined: Jul 2015
Posts: 2,539
Talk Morgan Expert
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Talk Morgan Expert
Joined: Jul 2015
Posts: 2,539 |
Have a look, the difference between me, in Redford, and Charlie in Ann Arbor. For comparable coverages $4014 vs $2175! https://www.valuepenguin.com/how-cities-michigan-ranked-based-car-insurance-costs
Last edited by Draggin; 18/12/16 08:01 PM.
kirkusblog.com
2016 M3W John A Prestwich Special
1952 Ford 8N
1968 Honda CL175,and 2018 Ural Retro
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Joined: Apr 2016
Posts: 241
L - Learner Plates On
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L - Learner Plates On
Joined: Apr 2016
Posts: 241 |
Hagerty has had no problem insuring mine. There was never even a question. They just did it. Is it insured as a motorcycle, or a car? When I got a hold of someone on the phone they weren't sure what it was, and when they found out it qualified as a motorcycle, at least here in Texas they said "Nope, we don't insure those." I can give another call though and find out. I mean I don't have one yet, but was trying to get that duck lined up beforehand you know. I just days ago got mine insured through Hagerty. My M3W is registered in Texas. At any rate, I went through their website and never talked to anyone on the phone. Took about 2 days, and you can specify the date that it kicks in, if you know the actual delivery date(ha hahahahahahha [gasp] hahahahaha).
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Joined: Oct 2015
Posts: 1,490
Has a lot to Say!
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Has a lot to Say!
Joined: Oct 2015
Posts: 1,490 |
Hagerty has had no problem insuring mine. There was never even a question. They just did it. Is it insured as a motorcycle, or a car? When I got a hold of someone on the phone they weren't sure what it was, and when they found out it qualified as a motorcycle, at least here in Texas they said "Nope, we don't insure those." I can give another call though and find out. I mean I don't have one yet, but was trying to get that duck lined up beforehand you know. I just days ago got mine insured through Hagerty. My M3W is registered in Texas. At any rate, I went through their website and never talked to anyone on the phone. Took about 2 days, and you can specify the date that it kicks in, if you know the actual delivery date(ha hahahahahahha [gasp] hahahahaha). What if you need to make a claim and they find out you live in Maryland?
The Original Ken
11,000 miles.
2014 BMW R9T
2005 Saabaru
2005 Saabaru
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Joined: Apr 2016
Posts: 241
L - Learner Plates On
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L - Learner Plates On
Joined: Apr 2016
Posts: 241 |
Hagerty has had no problem insuring mine. There was never even a question. They just did it. Is it insured as a motorcycle, or a car? When I got a hold of someone on the phone they weren't sure what it was, and when they found out it qualified as a motorcycle, at least here in Texas they said "Nope, we don't insure those." I can give another call though and find out. I mean I don't have one yet, but was trying to get that duck lined up beforehand you know. I just days ago got mine insured through Hagerty. My M3W is registered in Texas. At any rate, I went through their website and never talked to anyone on the phone. Took about 2 days, and you can specify the date that it kicks in, if you know the actual delivery date(ha hahahahahahha [gasp] hahahahaha). What if you need to make a claim and they find out you live in Maryland? My wife is army and temporarily stationed here in MD, though we're residents of Texas. It's never been an issue that I remember(my father was in my entire life growing up, everything registered in a state we didn't live in). I may go back through and read the fine print, and make sure I put the state that I'd be driving it in as MD.
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