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Wales
by Joske Vermeule, September 1
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Forums39
Topics49,883
Posts837,833
Members9,597
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Most Online1,063 Jun 14th, 2026
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Joined: Aug 2013
Posts: 5,210
Charter Member
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Charter Member
Joined: Aug 2013
Posts: 5,210 |
The thing with Chubb is that they assume you're honest.... which is a good thing. When I lost a Breguet watch in the sea their response was 'where should we send the cheque?'. The fire at home was a £40k loss - all settled (rapidly) without so much as murmur from Chubb. I can't rate them highly enough. However it's only when you have a claim that you realise you get what you pay for - paying years of premiums without a claim makes them appear expensive. Absolutely right. I use NFU for the same reason. It's all very well buying insurance on price, but if you ever need to make a claim then it's quality of service that suddenly becomes the important thing. I've only had cause to use them on a couple of occasions, and both times they paid up immediately and without question. The cheap insurance companies are able to drive their premiums down because their claims handling policies are extremely rigorous - they do everything they can to avoid paying. As always, you pays your money and you takes your choice. We have used NFU for many years as we always looked at extent of cover, service and price as a total package. We had 3 cars and all our properties covered with them so they had a fair bit of money off us over the years. The last couple of years or so the prices each year climbed significantly to the extent I couldn't ignore shopping around even though we had no claims history. The cars have gone through G&W - last to go next February on renewal and the last of the properties have now gone through a broker connected to a Landlords Association of which we are members. As it's a very large members policy we have managed to not only considerably increase the cover, reduced excess etc but also halved the premiums which is saving us a lot of money.
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Joined: Aug 2013
Posts: 15,794 Likes: 15
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 15 |
Hi all Can anyone recommend an insurer for a non resident ? ie Car is in the UK for when I visit and I reside offshore, this seems to be a problem for some reason. London Morgan may be able to help, they "manage" cars for non resident Morgan Owners.
Peter, 66, 2016 Porsche Boxster S No longer driving Tarka, the 2014 Plus 8...
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Joined: Aug 2014
Posts: 5,587
Charter Member
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Charter Member
Joined: Aug 2014
Posts: 5,587 |
Just thought I'd get a quote from the NFU before renewing and they gave very good cover and figure all included instead of adding on extras so I've changed to them.
Geneva 2016 plus 8' The Green Godess' 4 side exits .
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Joined: Nov 2013
Posts: 1,947
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Nov 2013
Posts: 1,947 |
I just got my renewal for my vintage Sunbeam from Peter S Taylor in Hove. They have insured it for nearly 30 years. Premium is £108 & its been around that price for 10 years or more. Gott & Wyne handle my Morgan
Tim
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Joined: Jan 2007
Posts: 3,481 Likes: 42
Talk Morgan Addict
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Talk Morgan Addict
Joined: Jan 2007
Posts: 3,481 Likes: 42 |
You guys are blessed — my Plus4 over here is €580 pa!!!
Last edited by Robbie; 20/10/17 08:54 AM.
Robbie 2021 Plus Four -- Helga 211-WX-1433
"Fettlebodge"--A chief of the PaddyMogs
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Joined: Aug 2013
Posts: 15,794 Likes: 15
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 15 |
You guys are blessed — my Plus4 over here is €580 pa!!! That is more than I pay for my Plus 8!!!!
Peter, 66, 2016 Porsche Boxster S No longer driving Tarka, the 2014 Plus 8...
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Joined: Jan 2007
Posts: 3,481 Likes: 42
Talk Morgan Addict
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Talk Morgan Addict
Joined: Jan 2007
Posts: 3,481 Likes: 42 |
Thats why I have a Plus4 I think a roadster over here is around the €800 mark!!! Then there is road tax --€720 on the plus4 and a whopping €2250 on a roadster. As everyone knows this is an environmental tax -- nothing whatever to do with fleecing the motorist!!!!!!
Robbie 2021 Plus Four -- Helga 211-WX-1433
"Fettlebodge"--A chief of the PaddyMogs
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Joined: Feb 2017
Posts: 1
New to Talk Morgan
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New to Talk Morgan
Joined: Feb 2017
Posts: 1 |
This might be a bit late in the day, but I found your comments on Insurers very helpful. I had a renewal coming up from Footman James for £388 which I considered OTT for my Plus 4 in sleepy New Forest. I tried Gott and Wynn and was very impressed with their Morgan knowledge - turns out Mr Wynn is a Morgan owner. I was given a quote of £196.00 including IPT, admin, legal expenses, EU travel, unlimited windscreen cover ( attractive given cost of a heated windscreen ) and agreed value. Interestingly they have removed the concept of a "hood warranty" which I have never heard of - but it means whenever you leave the Morgan unattended you must put the hood up. Obviously a bit of a faff with the Morgan - but a loophole an insurer would pounce on to get out of paying up!
Thanks to all of you who contributed and therefore helped me with my decision
Nick Plus 4 2007 Monterey Blue - "Monty"
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Joined: Oct 2012
Posts: 6,538
Talk Morgan Sage
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Talk Morgan Sage
Joined: Oct 2012
Posts: 6,538 |
Sadly there is no benefit any longer in staying put with an insurer.
I have "saved" over £600 this year on our three cars. AND better cover!!
The Insurance industry has IMO shot itself in both feet by creating this need to move every year.
Neil
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Joined: Jul 2007
Posts: 28,908 Likes: 354
Salty Sea Dog Member of the Inner Circle
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Salty Sea Dog Member of the Inner Circle
Joined: Jul 2007
Posts: 28,908 Likes: 354 |
I've just changed the Fusion insurance over to the '99 Z3. There is nearly 11 months to run on the policy, but with the £25 fee for changing I'm still getting £7.83 in refund (would have been in excess of £30 refunded). I have a feeling that even after renegotiating with the broker at renewal time I might have paid far too much for a small low powered Ford!
Graham (G4FUJ)
Sold L44FOR 4/4 Giallo Fly '11 MINI Countryman Cooper D All4 '90 LR 90 SW
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