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Aug 24th, 2023
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Joined: Dec 2014
Posts: 216 Likes: 2
L - Learner Plates On
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L - Learner Plates On
Joined: Dec 2014
Posts: 216 Likes: 2 |
Headley for me. I checked out so checked the main steam insurers such as LV, Admiral etc. They didn't offer me agreed value however. I don't want to get into settlement arguments with loss adjusters!
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Joined: Jul 2007
Posts: 26,759 Likes: 424
Member of the Inner Circle
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Member of the Inner Circle
Joined: Jul 2007
Posts: 26,759 Likes: 424 |
Trust me when white van man T boned me his insurers were insisting any garage could fix my Roadster. Legal cover with Headley ensured it went to a proper Morgan dealer. I would stick with a specialist insurer.
JohnV6
2022 CX Plus Four
2025 MG ZS EV aka Trigger
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Joined: May 2014
Posts: 5,110 Likes: 56
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,110 Likes: 56 |
Just received renewal quote for my Roadster from Gott & Wynne - £650. Thought to myself I would check prices elsewhere and came up with some interesting issues. Found out that the company used by Gott & Wynne is ERS (Equity Red Star) which seems to get the worst reviews of any insurance company going! I know a lot of people on here seem to swear by them but has anybody actually had a claim and what was your experience?
I received prices of around £400 from Heritage and Abbeyfields both of whom use KGM as the insurer which seems to get very good reviews. Peter Best came up with £584 and used LV. I therefore tried LV direct who came up with a price of £250. Interestingly the only claim I have ever had to make was when I wrote off a MX5. This was insured with LV and I had no problems with the claim and the value they offered.
I am not particularly looking for the cheapest option but the most trustworthy. Your comments appreciated.
Sir P I used to be with Admiral but after a no fault (got T-boned by a drunk) accident in the + 4 they settled despite the offenders insurance company going into liquidation but tried to increase my premium by £300 !!! To £854 for my multicar policy Morgan and Fiesta ST. Went to LV £500 for the two.
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Sep 2017
Posts: 210 Likes: 3
L - Learner Plates On
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L - Learner Plates On
Joined: Sep 2017
Posts: 210 Likes: 3 |
Headley for the Morgan and Classicline for the XJS - bizarre situation with both when I tried to put both cars with one insurer - Headley quoted double Classicline for the XJS, and Classicline quoted a lot more than Headley for the Morgan! so much for multi-car cover being cost effective!
Ken
Current
2003 +8 35th Anniv. Model
2014 Porsche Boxster GTS
Previous
1996 Jaguar XJS Celebration
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Joined: Nov 2018
Posts: 6,061 Likes: 160
Talk Morgan Sage
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Talk Morgan Sage
Joined: Nov 2018
Posts: 6,061 Likes: 160 |
Headley for the Morgan and Classicline for the XJS - bizarre situation with both when I tried to put both cars with one insurer - Headley quoted double Classicline for the XJS, and Classicline quoted a lot more than Headley for the Morgan! so much for multi-car cover being cost effective! Footman James offered me a multicar - I assumed adding my £500 Vauhall Corsa would cost peanuts compared to my £17K Morgan, but they wanted about £300 extra (£100 more than my stand alone policy).
1972 4/4 4 seater, 1981 MGB GT
1984 Harley Davidson Electra Glide, 1990 Kawasaki ZX10
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Joined: Nov 2015
Posts: 7,910 Likes: 242
Just barreling along Talk Morgan Guru
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Just barreling along Talk Morgan Guru
Joined: Nov 2015
Posts: 7,910 Likes: 242 |
Was with G & W for many years with Mogs & Minis, but noticed a trend in the last few years of a gradual upward price creep, when I flipped the Roadster for a 3.7 I used to opportunity to do a proper set of comparisons and swopped to Headley who gave all the same bells & whistles for over £100 less
Jon M
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Joined: Dec 2008
Posts: 21,871 Likes: 168
Roadster Guru Member of the Inner Circle
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Roadster Guru Member of the Inner Circle
Joined: Dec 2008
Posts: 21,871 Likes: 168 |
Was with G & W for many years with Mogs & Minis, but noticed a trend in the last few years of a gradual upward price creep, when I flipped the Roadster for a 3.7 I used to opportunity to do a proper set of comparisons and swopped to Headley who gave all the same bells & whistles for over £100 less I recognise this situation and later this year I'll be doing the same thing.....................
DaveW
'05 Red Roadster S1
'16 Yellow (Not the only) Narrow AR GDI Plus 4
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Joined: May 2010
Posts: 9,285 Likes: 69
Needs to Get Out More!
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Needs to Get Out More!
Joined: May 2010
Posts: 9,285 Likes: 69 |
I was with G&W until about 3 years ago. I moved to Headley. G&W premiumsd were increasing and no room for reduction. Headley were quite a bit lower.
Plus Four MY23 Furka Rouge
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Joined: Apr 2012
Posts: 162 Likes: 6
L - Learner Plates On
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OP
L - Learner Plates On
Joined: Apr 2012
Posts: 162 Likes: 6 |
Many thanks for all your comments, very interesting. I have since contacted Admiral who came up with £700 and Headley who came in at £430.
Prices seem to be all over the place comparing my recent quotes with what others are paying with the same companies. My old Dad used to say never trust insurance companies lad there only there to feather their own nests!
As I said I was not after the cheapest quote but the most trustworthy and on the strength of your comments think I shall go with Headley. Thank you all very much.
Sir P
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Joined: Aug 2015
Posts: 1,030
Has a lot to Say!
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Has a lot to Say!
Joined: Aug 2015
Posts: 1,030 |
An interesting thread! Thank you all for pointing out Headley as a potential alternative.
I am currently with Gott & Wynne, but winced at the hike in premium when I moved house.
I had a repair on Archie after a car park shunt, and I found it hard work to get through the hoops for the Morgan factory to do the work.
After five years it may well be time to try another broker...
Glenn
2001 Blacktop 4/4 Corsa Red 'Archie'
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