Talk Morgan Forums Morgan Sports Cars Morgan Plus Four, Supersport & Plus Six (CX & CXV Generation Vehicles) Breakdown insurance

A new Morgan comes with just 1 year breakdown insurance. I'm thinking of going with AXA next. I need UK recovery. Any thoughts?

Gott & Wynn sell you Morgan rescue with the policy if you want it

Went for LV in the end.

They're good (LV) we use them with the Standard and Personal Cover so either of us are covered in any of our three vehicles away from home plus as a passenger in anybody's car for £113 so suits us.

Lets hope neither of us have need of it, well worth £2 a week for peace of mind.

We joined them as Britannia Rescue before LV took them over but everything has remained the same.

While browsing my policy, which is coming up for renewal, I've found I have breakdown cover on my Morgan. I've never used it and wouldn't know how to.

Can someone explain how breakdown insurance differs from a breakdown recovery service like the AA or RAC? I assume they call a garage for you?

You should have a number to call & they send a generic breakdown service.

I have my Ferrari on breakdown cover which comes free through my Adrian Flux brokered policy. They said I could add my Morgan on for about £80.00 a year, which sounds reasonable. It’s definitely worth it for peace of mind.

I thin it was £30 with Gott & Wynn. I needed it one year & the car was recovered from near Basingstoke to Bury St Edmunds.

Ian, like you in that I too did not have a clue as to the general operation of a breakdown insurance though I do have it on my Morgan and other vehicle policies Which is just as well..!
For the first time in all the years we have had it, my good lady was in need of it with her 4x4 at the weekend. Ourr policy for the 4x4 was with Allianz Global Assist. Perhaps an hout after phoning a local recovery company tec turned up in a small van, plugged in his scanner and diagnosed the issue, and advised that the car should not be driven. The Tec then arranged for one of his company`s flatbed trucks to come and pick up the car. Apparently a busy Saturday early evening. thus the wait from the first call to Allianz and the flatbed turning up took circa 4 1//2 hours..Fortunately we were sitting in a car park... I guess it is possible there will be a priority system dependant on location etc..?

Additionally, and may be of interest..having chatted to the tec he advised as the 4x4`s main dealer was closed, perhaps the best option given our situation and location, that recovery to our home might be the best option, and from there we coulld arrange with the dealership when they might be able to begin the repair process... and once that was confirmed another flat bed would be arranged to pick the car up from our house for it then to be delivered to the dealership at whatever pre-arranged time was agreed..

Once the flat bed turned up the keys were handed to the recovery driver we were able to leave him to it and head off home and wait for the car to be delivered, which it was. I noted the the driver took pics of the dash (mileage..?) and the four corners of the car... No doubt in the case there might be claims of damaged caused by the recovery processes. All in all it seemed a pretty efficient operation, other than the 4 1/2 hours of waiting around.

Come Monday morning dealership contacted and arrangements for circa 2 weeks ahead, Allianz were again contacted to arrange the flatbed pickup date and time in order for it to be delivered to the dealership at the arranged time... Fingers crossed.

Hope that helps Ian.

Just got fresh documentation through from them today following renewal. Optional breakdown an extra £22.40.