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Neilda #753154 23/08/22 03:11 PM
Joined: Aug 2019
Posts: 296
Likes: 3
Learner Plates Off!
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Learner Plates Off!
Joined: Aug 2019
Posts: 296
Likes: 3
Originally Posted by Neilda
…claims were settled in full with zero drama. Chubb are probably 30% more expensive than most insurers, but ver yeasy to deal with.


+1 on this. You get what you pay for with insurance.


2020 M3W
Luddite #753163 23/08/22 05:42 PM
Joined: Nov 2015
Posts: 8,698
Likes: 498
Just barreling along
Needs to Get Out More!
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Just barreling along
Needs to Get Out More!
Joined: Nov 2015
Posts: 8,698
Likes: 498
Originally Posted by Luddite
Definately no offence ment, but....

The only recommendation I have interest in when it comes to insurance, might be numerous contributions on how well treated or otherwise one was when claiming against the policy and services provided.. Not how inexpensive it might be or the number of years one has been with any company..

I can well remember an article whereby it seemed a Morgan owner , put a great deal of time and effort into fighting to keep his Morgan which was to be written off by the insurance company, a company which was brokered by a "recommended" agent used by many other Morgan owners...and where the broker seemed not to act in the best interests of the insured in question... From a dull memory the Morgan ownerultimately saved his car from being written off..

Yeah it seems we may be none too good at reading the small print until we are forced to, and only then do we tend to find some measure of dissappointment..?


Hence some recommend you ask for the retained salvage clause on the Insurance endorsements list


Jon M
Reevie #753167 23/08/22 06:15 PM
Joined: Jul 2019
Posts: 5,463
Likes: 476
L
Charter Member
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L
Joined: Jul 2019
Posts: 5,463
Likes: 476
Fortunately for me the insurance write off issue was not suffered by me, but reported in a Mogazine..(-:

As for me... I have had salvage retention on my Morgan for 20 years along with agreed value.

I do remember taking time to read the small print of my fully comp policy some years back which informed me that although insured for driving in the EU, my insurance cover dropped to whatever the minimum requirement was in the country I might be travelling in..!

Might be best to read one`s policy documents..?

Reevie #753170 23/08/22 06:59 PM
Joined: Nov 2015
Posts: 8,698
Likes: 498
Just barreling along
Needs to Get Out More!
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Just barreling along
Needs to Get Out More!
Joined: Nov 2015
Posts: 8,698
Likes: 498
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Jon M
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